Digital Product Designer (m/f/x)

📍 Job Overview

Job Title: Digital Product Designer (m/f/x)

Company: Scalable GmbH

Location: Munich, Bavaria, Germany

Job Type: Full-time

Category: Product Design / UX/UI

Date Posted: 2026-09-09

Experience Level: Mid-Level (2-5 years)

Remote Status: Hybrid

🚀 Role Summary

• Drive end-to-end digital product design initiatives, from initial problem framing to iterative delivery, ensuring alignment with business objectives and user needs.

• Leverage qualitative and quantitative data to inform design decisions, optimize user experiences, and achieve measurable customer and business outcomes.

• Craft intuitive, accessible, and visually engaging user interfaces, flows, and interaction details across native mobile and responsive web platforms.

• Contribute to and evolve a comprehensive design system, ensuring consistency and coherence in user experiences across all Scalable Capital products.

📝 Enhancement Note: This role is positioned as a mid-level Digital Product Designer, requiring a balance of creative design skills and a pragmatic, data-informed approach. The emphasis on "ownership" and "collaboration" suggests a proactive individual who can work independently while integrating seamlessly with product and engineering teams. The explicit mention of AI in the design process indicates a forward-thinking approach to design tools and methodologies.

📈 Primary Responsibilities

• Lead the design process for new product features and enhancements, from ideation and user research through to high-fidelity prototyping and final implementation support.

• Conduct user research, usability testing, and A/B testing to gather insights, validate design hypotheses, and continuously improve product performance.

• Develop detailed user flows, wireframes, prototypes, and high-fidelity UI designs, ensuring a seamless and intuitive user experience.

• Maintain and expand the company's design system, ensuring consistency in visual language, interaction patterns, and component library.

• Collaborate closely with Product Managers and Engineers to translate user needs and business requirements into effective design solutions, providing clear specifications and design guidance.

• Review and critique implemented designs to ensure they meet quality standards and align with the intended user experience.

• Actively utilize AI tools to enhance design efficiency, explore creative solutions, and optimize the design workflow, while adhering to responsible AI principles.

• Manage design projects effectively, communicate progress, risks, and dependencies to stakeholders, and coordinate timelines with cross-functional teams.

📝 Enhancement Note: The responsibilities highlight a hands-on design role with significant ownership. The expectation to "take ownership of design work from problem framing through to delivery and iteration" points to a candidate who can manage their own projects and contribute strategically. The inclusion of "AI responsibly throughout the design process" suggests an openness to emerging technologies and a need for the candidate to be adaptable and innovative.

🎓 Skills & Qualifications

Education: Bachelor's or Master's degree in Design, HCI, Computer Science, or a related field, or equivalent practical experience.

Experience: 2-5 years of professional experience in digital product design, with a proven track record of shipping successful products.

Required Skills:

• A compelling portfolio showcasing strong visual design craft, robust product thinking, collaborative work, individual contributions, and demonstrable outcomes.

• Proven experience designing for native mobile platforms (iOS/Android) and responsive web interfaces, with a deep understanding of platform conventions and technical constraints.

• Practical experience in user research methodologies, including qualitative and quantitative methods, and usability testing to inform design decisions.

• Proficiency in Figma, including advanced features like components, variables, interactive prototyping, and design system workflows.

• Ability to translate ambiguity into clear, well-considered design solutions and directions.

• Fluent in English; German language proficiency is a significant advantage.

• Strong communication and collaboration skills, with the ability to articulate design rationale effectively to diverse stakeholders. Preferred Skills:

• Experience designing for fintech, regulated products, or other trust-sensitive digital domains.

• Experience creating motion design or micro-interaction studies.

• Familiarity with AI tools for design exploration or enhancement.

📝 Enhancement Note: The requirement for a portfolio is central, emphasizing not just visual output but also the "product thinking" and "outcomes" of the work. The explicit mention of Figma skills, including advanced features, indicates a need for a highly proficient user of this tool. Experience in fintech or regulated domains is highlighted as a plus, suggesting that candidates with this background may have an edge due to the nature of Scalable Capital's business.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• Demonstrate a clear understanding of the product design lifecycle, from user research and problem definition to ideation, prototyping, and iterative refinement.

• Showcase case studies that clearly articulate the problem, your role, the design process, the solutions implemented, and the measurable impact or outcomes achieved.

• Include examples of your work on native mobile applications and responsive web designs.

• Present your Figma proficiency, highlighting how you utilize components, variables, and interactive prototyping for efficient and effective design workflows.

• Illustrate your experience with design system development and contribution, demonstrating an understanding of scalability and consistency. Process Documentation:

• Provide evidence of how you approach user research and usability testing, including methodologies and how you translate findings into actionable design improvements.

• Detail your collaboration process with product managers and engineers, including how you communicate design specifications and provide implementation support.

• Showcase your ability to manage design projects, prioritize tasks, and communicate progress effectively to stakeholders.

📝 Enhancement Note: The portfolio requirements are geared towards demonstrating a comprehensive understanding of the product design process and its impact. Emphasis is placed on showcasing problem-solving skills, collaboration, and measurable outcomes, aligning with the needs of a fast-paced fintech environment.

💵 Compensation & Benefits

Salary Range: Based on industry benchmarks for a mid-level Digital Product Designer in Munich, Germany, with 2-5 years of experience, the estimated annual salary range is €60,000 - €80,000. This range can vary based on the candidate's specific experience, skills, and performance during the interview process.

Benefits:

• Attractive compensation package.

• Company pension scheme.

• Monthly contribution of 50% for the ‘Deutschland Jobticket’ (Germany Job Ticket).

• Complimentary subscription to Scalable Capital's PRIME+ Broker.

• Flexible and discounted sports activities with Urban Sports Club.

• Individual Education Budget for professional development.

• Free German language classes.

• International relocation support is provided if required.

• Opportunity to work from abroad.

Working Hours: 40 hours per week, with flexibility and the opportunity to work from abroad.

📝 Enhancement Note: As no specific salary was provided, a regional estimate has been generated using typical salary data for Digital Product Designers in Munich, Germany, considering the specified experience level and industry. Benefits are detailed as provided, with a focus on those relevant to a tech-savvy, modern workforce.

🎯 Team & Company Context

🏢 Company Culture

Industry: Fintech, Digital Investment & Banking Platform. Scalable Capital operates in a rapidly evolving and competitive financial technology sector, emphasizing innovation, customer-centricity, and digital-first solutions. This environment demands agility, data-driven decision-making, and a strong focus on user experience to build trust and drive adoption.

Company Size: Over 700 employees. This size indicates a dynamic, growing company with established processes but still retaining the agility and innovative spirit of a startup. It offers opportunities for significant impact and cross-functional collaboration.

Founded: 2014. With nearly a decade of operation, Scalable Capital has established itself as a significant player in the European fintech landscape, demonstrating resilience and a strong growth trajectory. This history suggests a company with a solid foundation and a clear vision for the future.

Team Structure:

• The Product Design team is likely integrated within broader Product and Engineering departments, fostering close collaboration.

• Designers work directly with Product Managers to define strategy and with Engineers to ensure seamless implementation.

• Cross-functional collaboration is a core tenet, with designers expected to engage with various teams, including marketing, compliance, and customer support, to ensure a holistic product experience. Methodology:

• Data-Driven Design: Decisions are informed by user research, analytics, and A/B testing to optimize customer and business outcomes.

• Agile Development: Design processes are integrated into agile sprints, emphasizing iterative development and continuous feedback.

• Design System Centricity: A strong emphasis on building and leveraging a robust design system for consistency, efficiency, and scalability.

Company Website: https://scalable.capital/

📝 Enhancement Note: The company description positions Scalable Capital as a leading, innovative fintech firm with a significant European presence. The emphasis on "empowering people," "easy and affordable investing," and a "new generation of financial services" highlights a customer-centric and forward-thinking culture. The team structure and methodology are inferred to support a collaborative and data-driven design environment crucial for a fintech company.

📈 Career & Growth Analysis

Operations Career Level: This role is for a Mid-Level Digital Product Designer. It implies that the individual is expected to work with a degree of autonomy, manage their own design projects, and contribute significantly to product strategy and execution. They are beyond entry-level and are expected to mentor or guide junior designers in the future, while still developing their own expertise.

Reporting Structure: The designer will likely report to a Head of Product Design, a Design Lead, or a Senior Product Manager, depending on the specific team structure. They will work closely with Product Managers and Engineering Leads on a day-to-day basis.

Operations Impact: The Digital Product Designer has a direct impact on customer acquisition, retention, and satisfaction by creating intuitive and effective user experiences for investment and banking products. Their work directly influences the company's ability to achieve its business goals, such as increasing user engagement, transaction volume, and overall platform adoption.

Growth Opportunities:

• Skill Specialization: Opportunity to deepen expertise in specific areas such as mobile UX, interaction design, design systems, or user research methodologies.

• Leadership Development: Potential to grow into a Senior Product Designer role, leading larger projects, mentoring junior designers, and influencing design strategy.

• Cross-Functional Expertise: Gaining deeper understanding of fintech, product management, and engineering processes, potentially leading to roles in product strategy or management.

• Industry Exposure: Working within a fast-paced fintech environment provides exposure to cutting-edge technologies and market trends.

📝 Enhancement Note: The growth analysis focuses on career progression within the product design discipline and the broader tech/fintech industry. The emphasis is on developing specialized skills, leadership potential, and gaining valuable industry experience within a dynamic company.

🌐 Work Environment

Office Type: The role is based in Munich or Berlin, with a hybrid work arrangement. This suggests a modern office environment designed to foster collaboration, creativity, and productivity, while also offering flexibility.

Office Location(s): Centrally located offices in the heart of Munich or Berlin, described as being "nestled in lively neighborhoods filled with vibrant restaurants, cozy cafés, and a wide range of convenient amenities." This implies accessibility and a stimulating urban work setting.

Workspace Context:

• A collaborative environment that encourages interaction and knowledge sharing among design, product, and engineering teams.

• Access to the latest hardware and tools necessary for high-quality digital product design.

• Opportunities for informal and formal collaboration, including design critiques, brainstorming sessions, and cross-functional project meetings.

Work Schedule: Standard full-time working hours (40 hours/week) with flexibility, including the possibility of working from abroad, catering to modern work-life balance expectations.

📝 Enhancement Note: The description of the office locations and amenities suggests a focus on employee well-being and an engaging work environment. The hybrid model and opportunity to work from abroad highlight flexibility, a key consideration for many design professionals.

📄 Application & Portfolio Review Process

Interview Process:

• Initial Screening: A review of your resume and portfolio by the recruiting team.

• Portfolio Review & Initial Interview: A deeper dive into your portfolio with a hiring manager or design lead, focusing on your design process, problem-solving skills, and collaboration. Expect to discuss specific case studies and your individual contributions.

• Design Challenge/Exercise: A practical design task, potentially involving a problem-solving exercise or a case study presentation, to assess your design thinking, craft, and ability to work within constraints. This may be an at-home assignment or a live session.

• Team Interviews: Interviews with members of the Product and Engineering teams to assess cultural fit, collaboration style, and technical understanding.

• Final Interview: A final discussion with a senior leader to confirm alignment on role expectations and company culture.

Portfolio Review Tips:

• Curate Strategically: Select 3-5 of your strongest projects that best represent your skills and experience relevant to this role (mobile, web, fintech).

• Tell a Story: For each project, clearly articulate the problem, your role, your process, your design decisions (and why), and the impact/outcomes. Use visuals effectively.

• Highlight Collaboration: Explicitly show how you worked with engineers and product managers.

• Showcase Figma Proficiency: Demonstrate your use of components, variables, and prototyping in your examples.

• Quantify Impact: Wherever possible, use data and metrics to demonstrate the success of your designs.

Challenge Preparation:

• Understand the Context: If given a case study, thoroughly research Scalable Capital, its products, and its target audience.

• Focus on Process: Demonstrate a clear, logical design process, even if you can't complete every step within the given time.

• Prioritize: Identify the most critical aspects of the problem and focus your efforts there.

• Articulate Rationale: Be prepared to explain every design decision and its underlying reasoning.

📝 Enhancement Note: The interview process is structured to assess a candidate's full range of skills, from design craft and product thinking to collaboration and cultural fit. The portfolio review is a critical component, so candidates should prepare to walk through their work with detailed explanations and demonstrable results.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: Essential for UI design, wireframing, prototyping, and design system management. Proficiency with components, variables, and interactive prototypes is expected.

• Prototyping Tools: In-depth knowledge of Figma's prototyping capabilities is key. Experience with other prototyping tools may be beneficial.

• Design System Tools: Experience with tools or methodologies for building, maintaining, and scaling design systems.

Analytics & Reporting:

• Familiarity with product analytics platforms (e.g., Amplitude, Mixpanel, Google Analytics) to understand user behavior and measure design impact.

• Ability to interpret data and translate insights into design improvements. CRM & Automation:

• While not a direct design tool, understanding how product designs integrate with CRM and other backend systems is beneficial for context.

📝 Enhancement Note: Figma is explicitly called out as a primary tool, indicating a need for advanced proficiency. The mention of "AI responsibly throughout the design process" suggests that familiarity with emerging AI design tools or plugins for Figma could be a significant advantage.

👥 Team Culture & Values

Operations Values:

• Customer Focus: A deep commitment to understanding and serving customer needs to create impactful financial services.

• Innovation: A drive to explore new technologies and approaches, including AI, to continuously improve products and processes.

• Collaboration: A belief in working together across teams to achieve shared goals, with open communication and mutual respect.

• Integrity & Trust: Operating with high ethical standards in a regulated industry, building and maintaining customer trust.

• Efficiency & Scalability: A focus on building robust, scalable solutions that can support rapid growth.

Collaboration Style:

• Cross-functional Integration: Designers are expected to be active participants in product development cycles, working closely with Product Managers and Engineers.

• Open Feedback Culture: A willingness to give and receive constructive feedback on designs to foster continuous improvement.

• Knowledge Sharing: Encouragement of internal knowledge sharing sessions and learning opportunities to elevate the team's collective expertise.

📝 Enhancement Note: The company values are derived from their mission statement and general industry best practices for fintech companies. The emphasis on customer focus, innovation, and collaboration aligns with a modern, tech-driven organization.

⚡ Challenges & Growth Opportunities

Challenges:

• Balancing Innovation with Regulation: Designing intuitive user experiences within a regulated fintech environment requires careful consideration of compliance and security.

• Rapid Iteration in a Growth Environment: Keeping pace with rapid product development and market changes in a fast-growing startup.

• Integrating AI Effectively: Learning to leverage AI tools responsibly and ethically to enhance design without compromising user experience or trust.

• Maintaining Design Consistency: Ensuring a cohesive user experience across a growing suite of products and platforms, especially as the company scales.

Learning & Development Opportunities:

• Access to cutting-edge technologies: Exposure to AI in design, advanced prototyping, and modern design system practices.

• Industry Conferences & Workshops: Opportunities to attend relevant industry events and training sessions, supported by an education budget.

• Mentorship: Potential to learn from senior designers and product leaders within the organization.

• Cross-functional learning: Deepening understanding of business strategy, financial products, and engineering challenges.

📝 Enhancement Note: The challenges identified are common in fast-paced fintech environments and specifically related to the integration of new technologies like AI. The growth opportunities are framed to leverage these challenges into learning experiences.

💡 Interview Preparation

Strategy Questions:

• "Describe a time you had to balance user needs with business requirements or technical constraints. How did you approach it, and what was the outcome?" (Focus on your problem-solving process and trade-offs).

• "How do you approach designing for trust and security in a financial product? Can you share an example from your portfolio?" (Demonstrate understanding of the fintech domain).

• "Walk us through a challenging design project from your portfolio. What was the problem, your role, your process, and the impact of your solution?" (Prepare a detailed narrative with visuals).

• "How do you integrate user research and data into your design process? Provide an example." (Highlight your data-driven approach).

• "How do you collaborate with engineers and product managers? Describe your ideal working relationship." (Showcase your teamwork and communication skills). Company & Culture Questions:

• "What interests you about Scalable Capital and the fintech industry?" (Research the company's mission, products, and recent news).

• "How do you see AI impacting the future of product design?" (Share your perspective and how you'd apply it responsibly).

• "How do you stay updated on design trends and best practices?" (Show your commitment to continuous learning).

• "Describe your experience working in a hybrid or remote environment. How do you ensure effective collaboration?" (Address the hybrid work model). Portfolio Presentation Strategy:

• Start with the "Why": Clearly state the problem and the business/user goals for each project.

• Show, Don't Just Tell: Use high-quality visuals, mockups, prototypes, and user flow diagrams.

• Explain Your Role and Process: Be specific about your individual contributions and the methodologies you employed (research, ideation, testing, iteration).

• Quantify Results: Whenever possible, present metrics and data that demonstrate the success and impact of your designs.

• Be Prepared for Questions: Anticipate questions about your decisions, challenges, and alternative approaches.

📝 Enhancement Note: The interview preparation focuses on common design interview questions, with specific prompts tailored to the fintech industry and the role's responsibilities (e.g., AI, trust, collaboration). The portfolio presentation strategy emphasizes storytelling and demonstrating impact.

📌 Application Steps

To apply for this Digital Product Designer position:

• Submit your application through the provided link on jobs.smartrecruiters.com.

• Customize Your Resume: Highlight your experience with Figma, mobile and web design, user research, and any relevant fintech or regulated product experience. Use keywords from the job description.

• Refine Your Portfolio: Ensure your portfolio clearly showcases 3-5 strong projects that demonstrate your product thinking, visual craft, collaboration, and measurable outcomes. Prepare to walk through your case studies in detail.

• Prepare for Design Challenges: Familiarize yourself with common product design challenges and practice articulating your thought process and design rationale under time constraints.

• Research Scalable Capital: Understand their products, mission, values, and recent company news to demonstrate your genuine interest and cultural fit.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.