Product Designer – 12 Month FTC  

Lloyds Banking Group
Full-time£73k-81k/year (GBP)London, United Kingdom

📍 Job Overview

Job Title: Product Designer – 12 Month FTC

Company: Lloyds Banking Group

Location: London, United Kingdom

Job Type: Full-time, Temporary

Category: Product Design / UX/UI

Date Posted: 2026-08-19

Experience Level: Mid-Senior Level (5-10 years implied)

Remote Status: Hybrid (2 days in office per week minimum)

🚀 Role Summary

  • Responsible for designing end-to-end digital product experiences, from initial problem definition and discovery through to detailed interaction design and final delivery.

  • Will navigate and design for complex, high-dependency domains, focusing on user journeys related to business operations, such as managing roles and permissions.

  • Translates intricate business processes and regulatory requirements into clear, user-friendly, and intuitive interaction patterns and information architectures.

  • Actively integrates and shapes AI-assisted design workflows to enhance efficiency, quality, and innovation within the design process.

  • Collaborates closely with product managers, engineers, researchers, and data analysts to define problems, explore solutions, and ensure successful delivery of high-quality outcomes.

📝 Enhancement Note: This role is positioned as a 12-month Fixed Term Contract (FTC), indicating a need for immediate impact and potentially specialized project-based work. The focus on "complex, high-dependency domains" and "business operations" suggests a need for a designer comfortable with intricate systems and regulated environments, common in financial services. The emphasis on AI-assisted design points to a forward-thinking approach to design tooling and process.

📈 Primary Responsibilities

  • Design comprehensive user experiences across digital products, encompassing user research, problem framing, interaction design, and visual design.

  • Develop clear and structured user flows, information architectures, and intuitive interaction models to represent complex business logic and regulatory constraints.

  • Leverage user research, data insights, and AI-driven tools to iterate on designs, ensuring alignment with customer needs and business objectives.

  • Champion accessibility, inclusion, and high-quality design craft in all deliverables, adhering to web standards and inclusive design principles.

  • Create detailed low- to high-fidelity designs and interactive prototypes for effective communication with engineering teams and stakeholders.

  • Apply, extend, and contribute to existing design systems and patterns, ensuring consistency and scalability across various product features.

  • Proactively identify and explore unintended consequences of design decisions, applying systemic thinking to ensure seamless and robust user experiences.

  • Facilitate design-thinking sessions, workshops, and collaborative discussions to align cross-functional teams on problem definitions and solution strategies.

  • Continuously evaluate and elevate the clarity, simplicity, and overall quality of design outputs, providing evidenced examples of best practices.

📝 Enhancement Note: The responsibilities highlight a need for a designer who can operate across the entire product development lifecycle, from strategic problem definition to detailed execution. The emphasis on "systemic thinking," "complex domains," and "business operations" suggests a requirement for analytical rigor and an ability to understand intricate systems beyond typical consumer-facing applications.

🎓 Skills & Qualifications

Education: While no specific degree is listed, a Bachelor's or Master's degree in Design, HCI, Computer Science, or a related field is typically expected for this level of role. Equivalent practical experience will also be considered.

Experience: 5-10 years of demonstrable experience in product design, UX/UI design, or interaction design.

Required Skills:

  • Proven experience in designing end-to-end product experiences, from discovery and problem framing through to interaction design and delivery.

  • Strong capability in translating complex and ambiguous business processes into clear, structured customer journeys and interaction models.

  • Excellent UX and UI craft, with the ability to create well-considered and coherent interface designs.

  • Proficiency in working across the full design lifecycle, utilizing research, data, and iterative processes to refine solutions.

  • Clear understanding of web standards, accessibility (WCAG), and inclusive design principles and their practical application.

  • Proactive use of AI-assisted design tools and workflows to enhance design quality, speed, and exploration.

  • Strong systems-thinking mindset with the ability to articulate complex problems and solutions clearly.

  • Ability to maintain a high standard of design quality and craft.

  • Experience working collaboratively within cross-functional teams (product, engineering, research). Preferred Skills:

  • Experience designing within business or commercial banking, financial services, or fintech environments.

  • Experience actively contributing to or managing design systems, especially in complex and scalable contexts.

  • Experience facilitating discovery, alignment, or modelling workshops for ambiguous problem spaces.

  • Ability to work at multiple levels of abstraction, from high-level system thinking to detailed interaction design.

  • Experience mentoring or supporting junior designers in areas like systems thinking, interaction design, or design quality.

📝 Enhancement Note: The "preferred skills" strongly suggest that experience within the financial services sector is highly advantageous, indicating a need for candidates familiar with the specific challenges, regulations, and user needs within this industry. The emphasis on design systems and workshop facilitation points to a need for a designer who can influence and scale design practices.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

  • Showcase end-to-end product design projects, detailing the problem, your role, the process, and the impact.

  • Demonstrate experience in translating complex business processes and rules into user-centric flows and interfaces.

  • Include examples of applying systemic thinking to solve intricate problems and explore unintended consequences.

  • Present case studies that highlight the use of research, data, and AI-assisted tools in the design iteration process.

  • Clearly articulate your approach to accessibility and inclusive design within your projects. Process Documentation:

  • Provide examples of workflow design and optimization for digital products.

  • Showcase how you've documented design decisions, user flows, and interaction patterns.

  • Illustrate methods used for measuring the success and impact of design solutions.

📝 Enhancement Note: For a role at this level, especially in a regulated industry like banking, a portfolio is critical. It should not just show final designs but also the thought process, problem-solving capabilities, and how the designer navigated complexity and constraints. Demonstrating an understanding of design systems and AI integration within the portfolio will be highly beneficial.

💵 Compensation & Benefits

Salary Range: £72,702 - £80,780 per annum

Benefits:

  • A generous pension contribution of up to 15%.

  • Annual performance-related bonus.

  • Share schemes, including free shares.

  • Benefits that can be adapted to lifestyle needs, such as discounted shopping.

  • 30 days of holiday per year, plus bank holidays.

  • A range of wellbeing initiatives.

  • Generous parental leave policies.

Working Hours: Full-time, approximately 40 hours per week. The working pattern is hybrid, requiring a minimum of 2 days per week (or 40% of time) in the London office.

📝 Enhancement Note: The salary range is competitive for a senior product design role in London. The benefits package is comprehensive, reflecting the scale of Lloyds Banking Group and its commitment to employee well-being and financial security. The specific mention of hybrid working with a minimum office presence is a key detail for work-life balance considerations.

🎯 Team & Company Context

🏢 Company Culture

Industry: Financial Services / Banking. Lloyds Banking Group is a major UK-based financial institution.

Company Size: Large enterprise (implied by "billions in investment" and employee numbers typically associated with major banks).

Founded: 2009 (formed from the merger of Lloyds TSB and HBOS).

Team Structure:

  • The role likely sits within a product development or digital transformation team, working within a cross-functional "squad" or "pod."

  • This team will include Product Managers, Engineers, Researchers, Data Analysts, and other Designers.

  • Designers will collaborate closely with Product Managers to define strategy and with Engineering to ensure successful implementation. Methodology:

  • Emphasis on agile methodologies for product development and delivery.

  • Data-driven decision-making, supported by user research and performance analytics.

  • A strong focus on systemic thinking and understanding the broader implications of design choices within a complex financial ecosystem.

  • Integration of AI-assisted workflows to drive efficiency and innovation in design.

Company Website: https://www.lloydsbankinggroup.com/

📝 Enhancement Note: Lloyds Banking Group is a large, established financial institution undergoing significant digital transformation. The culture likely balances traditional financial services rigor with a drive towards modern agile and digital practices. The emphasis on "helping Britain prosper" suggests a customer-centric and socially conscious ethos.

📈 Career & Growth Analysis

Operations Career Level: Mid-Senior Level Product Designer. This role requires significant autonomy, strategic input, and the ability to handle complex design challenges independently.

Reporting Structure: The designer will likely report to a Head of Product Design, Design Lead, or a Senior Product Manager, working within a cross-functional product team.

Operations Impact: This role directly impacts the usability, efficiency, and accessibility of digital products used by customers and internal business users. By improving complex operational workflows and user experiences, the designer contributes to increased customer satisfaction, operational efficiency, and potentially regulatory compliance.

Growth Opportunities:

  • Opportunity to gain deep experience in designing for complex financial services domains, a highly valuable specialization.

  • Exposure to and practice with cutting-edge AI-assisted design tools and workflows.

  • Potential to contribute to and influence the evolution of the company's design system.

  • Development of skills in systems thinking and navigating highly regulated environments.

  • For a fixed-term contract, there's potential for extension or conversion to a permanent role, or the experience gained can be leveraged for future senior design positions.

📝 Enhancement Note: While this is a fixed-term contract, the seniority and complexity of the role offer substantial growth in specialized areas like financial services UX, AI integration, and design systems. The company's size also suggests potential for broader internal career development if a permanent opportunity arises.

🌐 Work Environment

Office Type: Hybrid working model, indicating a blend of remote and in-office collaboration. The London office at 25 Gresham Street is a central hub.

Office Location(s): London, United Kingdom (specifically 25 Gresham Street).

Workspace Context:

  • The hybrid model allows for focused work at home and collaborative sessions, team meetings, and brainstorming in the office.

  • Expected to have access to modern design tools and collaborative software.

  • The office environment likely fosters cross-functional interaction, crucial for agile product development.

Work Schedule: Full-time, with a hybrid arrangement requiring at least two days per week in the London office. This structure aims to balance flexibility with the benefits of in-person collaboration and team cohesion.

📝 Enhancement Note: The hybrid model is standard for many large organizations now, offering a balance. The expectation of 2 days minimum in the office means candidates should be comfortable commuting to London regularly. This setup is designed to facilitate team synergy and spontaneous collaboration, vital in design-heavy projects.

📄 Application & Portfolio Review Process

Interview Process: Likely includes:

  1. Initial Screening: HR or Recruiter call to assess basic qualifications, salary expectations, and contract type.

  2. Hiring Manager Interview: Discussion about experience, role fit, and understanding of the responsibilities.

  3. Portfolio Review & Design Challenge: A deep dive into the candidate's portfolio, potentially followed by a take-home or live design exercise focused on problem-solving within a complex domain.

  4. Cross-functional Team Interview: Meeting with potential peers (engineers, product managers, researchers) to assess collaboration skills and cultural fit.

  5. Final Interview: Potentially with a senior leader for final sign-off.

Portfolio Review Tips:

  • Structure is Key: Clearly outline the problem, your role, your process, the solutions, and the outcomes/impact for each project.

  • Show, Don't Just Tell: Use visuals, user flows, wireframes, prototypes, and final designs to illustrate your work.

  • Highlight Complexity: Emphasize projects where you navigated complex business rules, technical constraints, or regulated environments.

  • Demonstrate AI Integration: If possible, showcase how you've used AI tools to enhance your design process or outcomes.

  • Focus on Collaboration: Explain how you worked with cross-functional teams and stakeholders.

  • Quantify Impact: Whenever possible, use metrics to demonstrate the success of your designs.

Challenge Preparation:

  • Prepare to discuss your approach to designing for complex business operations and regulated environments.

  • Be ready to articulate your understanding of systemic thinking and how you apply it.

  • Practice explaining your design decisions clearly and concisely, justifying them with research, data, or logical reasoning.

  • Research Lloyds Banking Group's recent digital initiatives and understand their business context.

📝 Enhancement Note: Given the emphasis on AI and complex domains, expect interviewers to probe deeply into your problem-solving methodology and your adaptability with new technologies. A strong portfolio that showcases these specific skills will be paramount.

🛠 Tools & Technology Stack

Primary Tools:

  • Design & Prototyping: Figma (highly probable, given industry trends and its capabilities for design systems and collaboration), Sketch, Adobe Creative Suite.

  • AI-Assisted Design: Candidates are expected to be proactive with AI tools; specific platforms may vary but could include AI plugins for Figma/Sketch, or specialized AI design platforms.

  • Collaboration & Workflow: Jira, Confluence, Slack, Microsoft Teams.

Analytics & Reporting:

  • Familiarity with analytics platforms (e.g., Google Analytics, Adobe Analytics) to interpret user behavior data.

  • Understanding of A/B testing principles and how design impacts key metrics.

CRM & Automation: While not a direct requirement for a designer, an understanding of how CRM systems (like Salesforce) and automation tools impact customer journeys can be beneficial.

📝 Enhancement Note: Proficiency in Figma is almost a given for modern design roles. The explicit mention of AI-assisted workflows suggests that familiarity with emerging AI design tools or plugins will be a significant advantage, demonstrating a candidate's forward-thinking approach.

👥 Team Culture & Values

Operations Values:

  • Customer Focus: A strong drive to serve the needs of 28 million customers.

  • Integrity: Upholding ethical standards in financial services.

  • Collaboration: Working together across teams and departments to achieve common goals.

  • Innovation: Embracing new technologies and ways of working (e.g., AI-assisted design, agile).

  • Inclusion: Commitment to diversity, equity, and inclusion for colleagues and customers.

  • Efficiency: Optimizing processes and experiences for better outcomes.

Collaboration Style:

  • Highly collaborative, working in cross-functional, agile teams.

  • Emphasis on open communication, feedback exchange, and shared ownership of outcomes.

  • Designers are expected to be proactive in engaging with Product, Engineering, and Research.

📝 Enhancement Note: Lloyds Banking Group emphasizes a "values-led culture." Candidates should be prepared to articulate how their own values and work style align with these principles, particularly around integrity, customer focus, and collaboration within a large, regulated organization.

⚡ Challenges & Growth Opportunities

Challenges:

  • Designing for complexity and regulatory constraints inherent in financial services.

  • Translating intricate business operations into intuitive user experiences.

  • Balancing customer needs with stringent business and regulatory requirements.

  • Integrating AI-assisted workflows effectively and ethically into established design processes.

  • Adapting to a hybrid working model and ensuring seamless collaboration. Learning & Development Opportunities:

  • Deep specialization in financial services UX and product design.

  • Gaining expertise in AI-driven design tools and methodologies.

  • Contributing to and learning from a mature design system.

  • Development in systems thinking and complex problem-solving.

  • Exposure to large-scale digital transformation projects within a major enterprise.

📝 Enhancement Note: This role presents an excellent opportunity for a designer to hone their skills in a challenging but rewarding sector. The focus on AI integration is a key growth area for the entire design industry, making this a forward-looking position.

💡 Interview Preparation

Strategy Questions:

  • "Describe a time you designed for a complex business process. How did you approach it, and what was the outcome?" (Focus on breaking down complexity, user flows, systemic thinking).

  • "How have you used data and user research to iterate on a design? Can you provide a specific example?" (Highlight iterative process, user-centricity, data-driven decisions).

  • "What is your experience with AI-assisted design tools? How do you see them impacting the design process, and what are the potential pitfalls?" (Demonstrate proactivity, critical thinking about AI).

  • "How do you ensure accessibility and inclusive design principles are embedded in your work?" (Showcase understanding of standards and practical application).

  • "Describe a situation where you had to balance conflicting stakeholder requirements or business constraints with user needs." (Focus on negotiation, compromise, and finding optimal solutions). Company & Culture Questions:

  • "What interests you about working for Lloyds Banking Group, and specifically in the financial services sector?" (Research their purpose, recent news, and digital strategy).

  • "How do you approach collaboration within a cross-functional team, especially in a hybrid environment?" (Emphasize communication, transparency, and team contribution).

  • "How do you maintain a high bar for design quality and craft?" (Discuss your personal standards, feedback mechanisms, and design system adherence). Portfolio Presentation Strategy:

  • Be prepared to walk through 2-3 key projects in detail.

  • For each project, clearly articulate: the problem statement, your specific role and contributions, the design process, key decisions made and why, the solutions, and the measured impact.

  • Be ready to discuss your use of AI tools and how they influenced your work.

  • Practice presenting your work concisely and engagingly, allowing time for questions.

📝 Enhancement Note: Expect interviewers to deeply probe your portfolio for evidence of systemic thinking, ability to handle complexity, and your proactive approach to AI. Tailor your examples to highlight these areas specifically.

📌 Application Steps

To apply for this Product Designer position:

  • Submit your application through the provided link on the Lloyds Banking Group careers portal.

  • Portfolio Customization: Ensure your portfolio prominently features projects that demonstrate end-to-end design, complex problem-solving, systemic thinking, and ideally, experience with AI-assisted design or financial services.

  • Resume Optimization: Tailor your resume to highlight keywords from the job description, such as "end-to-end experiences," "complex domains," "business operations," "AI-assisted design workflows," "systems thinking," and "design systems." Quantify achievements wherever possible.

  • Interview Preparation: Practice articulating your design process, especially for complex projects. Prepare specific examples for behavioral questions related to collaboration, problem-solving, and handling constraints. Rehearse your portfolio walkthrough.

  • Company Research: Understand Lloyds Banking Group's mission, values, and recent digital strategy. Familiarize yourself with their commitment to inclusion and hybrid working.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.


Application Requirements

Candidates must have demonstrable experience in end-to-end product design, including strong UX/UI craft and the ability to work within complex domains. Proficiency in using research, data, and AI-assisted tools to iterate on solutions is essential for this role.