Product Designer

📍 Job Overview

Job Title: Product Designer Company: Visa (Tink Open Banking Team) Location: Stockholm, Sweden Job Type: Full-time Category: Product Design / User Experience (UX) / User Interface (UI) Date Posted: January 20, 2026 Experience Level: Mid-Senior Level (Implied 5+ years) Remote Status: Hybrid

🚀 Role Summary

• This role focuses on delivering exceptional, user-centered design for Visa's Open Banking platform, ensuring seamless and engaging user journeys across mobile and web.
• You will be responsible for the end-to-end product design lifecycle, from conceptualization and user research to implementation and post-release refinement.
• Collaboration with cross-functional teams, including product managers, engineers, and UX writers, is critical for high-quality design execution and successful product launches.
• The position requires strong proficiency in industry-standard design tools, particularly Figma, and a deep understanding of design systems, user research methodologies, and usability testing.

📝 Enhancement Note: While the job title is "Product Designer," the responsibilities and required experience strongly align with a Senior Product Designer or Lead Product Designer role, given the emphasis on end-to-end ownership, cross-functional collaboration, and the 5+ years of experience requirement. The integration of Tink into Visa suggests a focus on innovation within the financial technology and open banking space.

📈 Primary Responsibilities

• Conceptualize, design, and iterate on user interfaces and experiences for Visa's Open Banking platform, ensuring intuitive and engaging user flows.
• Conduct comprehensive user research, including usability testing, user interviews, and A/B testing, to gather insights and validate design decisions.
• Translate user needs and business requirements into high-fidelity designs, prototypes, and detailed specifications for development teams.
• Craft clear, concise, and effective interface copy (UX writing) that aligns with brand guidelines and enhances user comprehension.
• Own the design process from ideation through to post-launch iteration, ensuring consistency and quality across all touchpoints.
• Collaborate closely with product managers, engineers, UX researchers, and other stakeholders to ensure alignment and deliver cohesive product experiences.
• Ensure all design deliverables adhere to accessibility standards, localization requirements, and the established design system.
• Actively participate in design critique sessions, providing and receiving constructive feedback to elevate the overall design quality.

📝 Enhancement Note: The responsibilities highlight a hands-on design role with significant strategic input. The emphasis on "design from concept to implementation" and "own your work across the entire lifecycle" indicates a need for a designer who can operate autonomously and drive projects forward independently.

🎓 Skills & Qualifications

Education: Bachelor's or Master's degree in Human-Computer Interaction (HCI), Interaction Design, User Experience (UX), or a related field. Experience: 5+ years of experience in end-to-end product design for mobile and web platforms.

Required Skills:

• Proven end-to-end product design experience for mobile and web platforms.
• Demonstrated ability to conduct user research (usability testing, user interviews, A/B testing).
• Expertise in industry-standard design tools, with a strong emphasis on Figma.
• Proficient in UX, UI, and user-centered design principles.
• Strong prototyping skills with a focus on clear visual communication.
• Experience working with cross-functional product teams.
• Ability to clearly articulate design decisions to technical and non-technical audiences.
• Experience with design systems and their technical implementation.
• Excellent communication and interpersonal skills.
• Proficiency in English.

Preferred Skills:

• Experience in the payments or financial services industry.
• Experience utilizing AI in the design process.
• Familiarity with UX writing best practices.
• Understanding of accessibility and localization principles.

📝 Enhancement Note: The requirement for 5+ years of experience and the mention of "end-to-end product design" suggests that candidates are expected to have a mature design process and a strong portfolio showcasing their ability to manage complex design challenges independently. The preference for AI in design and payments industry experience indicates areas where candidates can further differentiate themselves.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• A comprehensive portfolio is mandatory, showcasing the candidate's design process, problem-solving approach, and decision-making rationale.
• Examples should demonstrate end-to-end design ownership, from initial concept and user research to final implementation and post-launch improvements.
• Showcase a variety of projects across mobile and web platforms, highlighting challenges and how they were overcome.
• Include case studies that detail the user problems addressed, design solutions proposed, and the impact of those solutions (quantifiable metrics are highly valued).
• Demonstrate proficiency in Figma and an understanding of how design systems are applied and maintained.

Process Documentation:

• Candidates should be prepared to discuss their approach to user research, including methodologies for gathering qualitative and quantitative data.
• Ability to articulate how they integrate user feedback and research findings into iterative design improvements.
• Demonstrate an understanding of how to collaborate with engineering teams to ensure accurate implementation of designs, including understanding technical constraints.
• Showcase experience with design system components, their usage, and contributions to their evolution.

📝 Enhancement Note: For a role at this level and within a company like Visa, the portfolio is likely to be a critical component of the evaluation process. It should not just present finished work but also the journey and strategic thinking behind it, especially concerning user research and cross-functional collaboration.

💵 Compensation & Benefits

Salary Range: The salary for a Product Designer with 5+ years of experience in Stockholm, Sweden, typically ranges from 55,000 SEK to 85,000 SEK per month, depending on experience, specific skills, and performance. For a company of Visa's caliber, it's likely to be at the higher end of this spectrum, potentially exceeding 80,000 SEK for exceptionally qualified candidates.

Benefits:

• Comprehensive health insurance, including medical, dental, and vision coverage.
• Generous paid time off (vacation days, public holidays, and sick leave).
• Retirement savings plan (pension contributions).
• Opportunities for professional development, training, and conference attendance.
• Potential for performance-based bonuses and stock options.
• Employee assistance programs.
• Hybrid work model flexibility.
• Access to Visa's global network and resources.

Working Hours:

• Standard full-time working hours are typically 40 hours per week.
• The hybrid arrangement allows for flexibility, with expected days in the office to be confirmed by the Hiring Manager.

📝 Enhancement Note: Salary ranges for Stockholm are based on research from reputable sources like Glassdoor, SalaryExpert, and LinkedIn Salary, adjusted for the specified experience level and the tech/fintech industry. Benefits are standard for large multinational corporations in Sweden and the tech sector, with an emphasis on professional growth and work-life balance.

🎯 Team & Company Context

🏢 Company Culture

Industry: Financial Technology (FinTech), Digital Payments, Open Banking. Visa operates at the intersection of global finance and cutting-edge technology, facilitating secure and innovative payment solutions worldwide. The acquisition of Tink positions Visa to leverage open banking data for enhanced financial services. Company Size: Large Enterprise (Visa is a global company with tens of thousands of employees worldwide). This implies a structured environment with robust processes, extensive resources, and opportunities for global impact. Founded: Visa was founded in 1958, with Tink established in 2012 and acquired by Visa in 2022. This blend of established financial infrastructure and agile fintech innovation creates a dynamic work environment.

Team Structure:

• The role is within the Visa Open Banking team, likely a specialized unit formed around the Tink acquisition.
• This team will consist of product managers, engineers, designers, researchers, and potentially business development or strategy roles.
• Collaboration will be cross-functional, involving teams across Visa's global technology and product divisions.
• Reporting line will likely be to a Design Lead or Head of Product Design within the Open Banking or broader European technology division.

Methodology:

• Emphasis on user-centered design principles, data-driven decision-making, and agile development methodologies.
• Integration of Tink's open banking platform capabilities with Visa's existing infrastructure, requiring a focus on scalability, security, and compliance.
• A culture that values innovation, continuous learning, and collaboration to tackle complex challenges in the evolving FinTech landscape.

Company Website: https://www.visa.com/

📝 Enhancement Note: The acquisition of Tink suggests a strategic focus on expanding Visa's capabilities in open banking and data utilization. This role is therefore critical in shaping the future of financial services by making data more accessible and actionable.

📈 Career & Growth Analysis

Operations Career Level: This role is positioned at a mid-to-senior level, requiring significant autonomy and expertise. As a Product Designer at Visa, you are expected to not only execute but also influence design strategy and contribute to the evolution of the product. The "end-to-end" ownership implies a level of seniority and responsibility typically seen in Lead Product Designer roles.

Reporting Structure: The Product Designer will likely report into a Design Manager or Head of Product Design within the Visa Open Banking team. This role will involve close collaboration with Product Managers, Engineering Leads, and UX Researchers, forming a core product development triad.

Operations Impact: The Product Designer's work will directly influence the usability, adoption, and success of Visa's Open Banking platform. By creating intuitive and valuable user experiences, they will drive engagement with financial institutions and consumers, ultimately contributing to Visa's strategic goals in the rapidly evolving FinTech market. Their designs will shape how users interact with financial data, impacting transaction flows, service offerings, and overall customer satisfaction.

Growth Opportunities:

• Skill Specialization: Deepen expertise in FinTech UX, open banking specific design challenges, or advanced AI applications in design.
• Leadership Development: Potential to move into a Lead Product Designer role, mentoring junior designers and taking ownership of larger product areas.
• Cross-Functional Mobility: Opportunities to work on different product lines within Visa's diverse portfolio or transition into Product Management roles with demonstrated success.
• Global Exposure: Engage with international teams and contribute to products with a global reach, understanding diverse user needs and market regulations.

📝 Enhancement Note: The career path for a Product Designer at a company like Visa is typically robust, offering opportunities to specialize, lead, or broaden their scope across different product domains within the FinTech ecosystem.

🌐 Work Environment

Office Type: Hybrid work environment, combining remote work flexibility with in-office collaboration. This model aims to balance individual focus time with team synergy and spontaneous ideation.

Office Location(s): Stockholm, Sweden. This location places the role within a strong European tech and financial hub, fostering collaboration with local and international teams.

Workspace Context:

• The Stockholm office likely offers a modern workspace designed to support collaboration, with meeting rooms, open collaboration areas, and quiet zones.
• Access to advanced design tools, software, and technology infrastructure necessary for high-quality product design.
• Opportunities for in-person interaction with design peers, product managers, and engineers, fostering a strong sense of teamwork and shared purpose.
• The hybrid model requires designers to be adept at both independent work and effective communication in remote and in-person settings.

Work Schedule: Standard 40-hour work week, with flexibility managed through the hybrid model. This structure allows for effective management of design sprints, research activities, and cross-team meetings while accommodating personal work preferences.

📝 Enhancement Note: The hybrid model is a key aspect of the work environment, requiring adaptability and strong communication skills to ensure seamless collaboration across distributed teams.

📄 Application & Portfolio Review Process

Interview Process:

• Initial Screening: Review of resume and portfolio to assess relevant experience and design capabilities.
• Hiring Manager/Recruiter Call: Discussion about your background, career aspirations, and understanding of the role.
• Design Challenge/Portfolio Presentation: A core part of the process will involve presenting your portfolio, discussing specific case studies, and potentially completing a design exercise. This is where you'll demonstrate your design process, problem-solving skills, and ability to articulate design decisions.
• Cross-Functional Team Interviews: Meetings with Product Managers, Engineers, and potentially other Designers to assess collaboration fit, technical understanding, and design execution.
• Final Interview: Typically with senior leadership to discuss strategic alignment and overall fit.

Portfolio Review Tips:

• Curate Strategically: Select 3-4 strong case studies that best represent your end-to-end product design process, problem-solving skills, and impact. Prioritize projects relevant to FinTech, mobile/web platforms, and complex user journeys.
• Tell a Story: For each case study, clearly articulate the problem, your role, the process you followed (research, ideation, design, testing), your decisions, and the outcomes/impact. Use visuals effectively to illustrate your journey.
• Quantify Impact: Wherever possible, include metrics that demonstrate the success of your designs (e.g., increased conversion rates, improved user satisfaction scores, reduced error rates).
• Showcase Figma Proficiency: Highlight your skills in Figma, and how you leverage its features for efficient design, prototyping, and collaboration.
• Address AI/FinTech: If you have experience with AI in design or the payments/financial services industry, be prepared to discuss it in detail.

Challenge Preparation:

• Understand the Context: If given a design challenge, ensure you fully grasp the problem statement, target users, and business objectives.
• Focus on Process: Demonstrate your thought process for solving the problem, not just the final solution. This includes how you'd approach research, ideation, and iteration.
• Prototyping Skills: Be ready to create a high-fidelity prototype or wireframes quickly to illustrate your solution.
• Articulate Rationale: Clearly explain your design choices and how they address the user needs and business goals.

📝 Enhancement Note: The emphasis on a portfolio and potential design challenge indicates that Visa values practical application and the ability to communicate design thinking. Candidates should be prepared to deeply discuss their past work and problem-solving approaches.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: Mandatory and primary tool for UI design, prototyping, and collaboration. Expect advanced usage, including component libraries and interactive prototyping.
• Design Systems: Experience with creating, maintaining, and utilizing design systems is crucial for ensuring consistency and scalability.
• Prototyping Tools: Beyond Figma, familiarity with other prototyping tools might be beneficial for specific use cases.

Analytics & Reporting:

• User Analytics Platforms: Familiarity with tools like Google Analytics, Mixpanel, Amplitude, or similar for understanding user behavior and tracking product performance.
• Data Visualization Tools: Ability to interpret data from dashboards and reports to inform design decisions.

CRM & Automation:

• While not a primary focus for a Product Designer, an understanding of how CRM systems (like Salesforce) and automation tools integrate with user-facing products can be beneficial for context.

📝 Enhancement Note: Proficiency in Figma is a non-negotiable requirement. Experience with design systems and user analytics tools is also highly relevant for a product designer focused on data-informed design and scalable solutions.

👥 Team Culture & Values

Operations Values:

• Customer Centricity: A strong focus on understanding and meeting user needs through thoughtful design and research.
• Innovation: Driving advancements in payment technology and open banking solutions.
• Collaboration: Working effectively across diverse, global teams to achieve common goals.
• Integrity: Upholding the highest standards of security, privacy, and ethical conduct in financial services.
• Excellence: Striving for high-quality design execution and continuous improvement in products and processes.

Collaboration Style:

• Cross-Functional Partnership: Designers work closely with Product Managers, Engineers, UX Researchers, and other stakeholders throughout the product lifecycle.
• Constructive Critique: An environment that encourages open feedback and design discussions to elevate the quality of work.
• Data-Informed Design: Collaboration with data analysts and researchers to base design decisions on insights and evidence.
• Global Teamwork: Working effectively with teams in different time zones and cultural contexts.

📝 Enhancement Note: Visa's core values likely permeate all its teams, including the Open Banking division. A candidate who aligns with these values, particularly customer-centricity, innovation, and integrity, will be a strong cultural fit.

⚡ Challenges & Growth Opportunities

Challenges:

• Navigating Complex Systems: Designing for a large, established organization like Visa, which has intricate legacy systems and robust compliance requirements, can be challenging.
• Balancing Innovation and Stability: Integrating new technologies and user experiences (like AI in design or advanced open banking features) while maintaining the security and reliability expected of a global payment leader.
• Global Consistency: Ensuring designs are effective and culturally appropriate across diverse international markets.
• Data Privacy and Security: Designing user experiences that are both intuitive and rigorously compliant with data privacy regulations (e.g., GDPR).

Learning & Development Opportunities:

• Access to Industry Events: Opportunities to attend leading design and FinTech conferences.
• Internal Training Programs: Visa likely offers extensive internal training on design best practices, new technologies, and leadership development.
• Mentorship: Potential to be mentored by senior designers or leaders within Visa's global design community.
• Specialized Skill Development: Focus on niche areas like AI in design, advanced UX research methodologies, or specific FinTech product domains.

📝 Enhancement Note: The challenges presented are inherent to working in a large, regulated, and globally impactful industry like financial technology. Visa's commitment to employee development suggests that these challenges also serve as significant learning opportunities.

💡 Interview Preparation

Strategy Questions:

• "Describe a time you had to design for a complex, regulated industry. How did you approach it?" (Focus on balancing user needs with compliance and security).
• "Walk us through a project where you used user research to significantly change your design direction. What was the outcome?" (Highlight your research methodology, data interpretation, and iterative process).
• "How do you ensure your designs are scalable and can be integrated into a larger design system?" (Discuss your understanding of design systems, component-based design, and collaboration with engineering).
• "Imagine you have conflicting feedback from a Product Manager and an Engineer. How do you resolve this to achieve the best design outcome?" (Demonstrate your negotiation, communication, and problem-solving skills).

Company & Culture Questions:

• "What interests you about Visa and specifically the Open Banking space?" (Research Visa's strategy in FinTech and open banking; show genuine enthusiasm).
• "How do you approach collaboration with cross-functional teams, especially when working remotely or in a hybrid model?" (Emphasize communication, empathy, and proactive engagement).
• "What are your thoughts on AI in design, and how might you apply it to FinTech products?" (Showcase your forward-thinking perspective and understanding of AI's potential benefits and ethical considerations).

Portfolio Presentation Strategy:

• Structure: Begin with an overview of your overall design philosophy and approach. Then, detail 2-3 key case studies, focusing on the problem, your process, your specific contributions, and the results.
• Visuals: Use high-quality mockups, wireframes, prototypes, and user flow diagrams. Annotate key design decisions.
• Storytelling: Frame each case study as a narrative, highlighting challenges, your problem-solving journey, and the impact achieved.
• Q&A Readiness: Anticipate questions about your design choices, trade-offs you made, how you handled constraints, and how you measure design success.

📝 Enhancement Note: Preparation should focus on demonstrating not just design skills but also strategic thinking, problem-solving abilities, and strong communication, particularly in the context of a large, global, and regulated organization like Visa.

📌 Application Steps

To apply for this Product Designer position:

• Submit your application through the provided link on the SmartRecruiters platform.
• Portfolio Customization: Tailor your portfolio to highlight projects showcasing end-to-end design for mobile/web, user research, Figma proficiency, and ideally, FinTech or complex systems. Prepare to discuss specific case studies in detail.
• Resume Optimization: Ensure your resume clearly articulates your 5+ years of experience, key skills (UX, UI, Figma, Research, Design Systems), and quantifiable achievements relevant to product design. Use keywords from the job description.
• Interview Preparation: Practice articulating your design process, decisions, and impact. Prepare to discuss your experience with cross-functional collaboration and how you handle design challenges.
• Company Research: Familiarize yourself with Visa's mission, its recent acquisition of Tink, and its strategic direction in the open banking and FinTech space. Understand the company's values and culture.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.