Digital Product Designer (m/f/x)

📍 Job Overview

Job Title: Digital Product Designer (m/f/x)

Company: Scalable GmbH

Location: Seitzstraße 8e, 80538 München, Bavaria, Germany

Job Type: Full-time

Category: Product Design / UX/UI

Date Posted: September 18, 2026

Experience Level: Mid-Level (2-5 years)

Remote Status: Hybrid

🚀 Role Summary

• Own the end-to-end digital product design process, from initial problem framing and user research to final delivery and iterative improvements.

• Leverage qualitative and quantitative insights to deeply understand customer needs, validate assumptions, and drive measurable improvements in customer and business outcomes.

• Craft intuitive, accessible, and engaging user experiences, encompassing polished UI design, seamless user flows, interactive prototypes, and meticulous interaction details.

• Contribute to and evolve the company's design system to ensure a consistent and cohesive user experience across all products and platforms.

• Collaborate closely with engineering teams throughout the implementation phase, providing clear specifications and design guidance, and ensuring the final product meets the defined quality standards.

📝 Enhancement Note: This role is positioned as a mid-level Digital Product Designer, implying a need for a candidate who can work independently on design tasks while also collaborating effectively within a product and engineering team. The emphasis on "ownership" and "collaboration" suggests a proactive individual contributor role within a fast-paced fintech environment.

📈 Primary Responsibilities

• Lead the design lifecycle for new features and product enhancements, from discovery and ideation through to high-fidelity design and handoff.

• Conduct user research, including interviews, surveys, and usability testing, to gather insights and inform design decisions.

• Translate complex user needs and business requirements into clear, user-centered design solutions.

• Develop wireframes, user flows, interactive prototypes, and high-fidelity mockups using Figma.

• Maintain and contribute to the evolution of a comprehensive design system, ensuring consistency and scalability.

• Partner with product managers to define product strategy and roadmap from a design perspective.

• Collaborate with engineers to ensure accurate and high-quality implementation of designs.

• Advocate for the user throughout the product development process, ensuring accessibility and usability best practices are followed.

• Utilize AI tools responsibly to enhance design efficiency and explore innovative solutions.

• Manage design projects, communicate progress, and coordinate timelines with stakeholders.

📝 Enhancement Note: The responsibilities highlight a blend of strategic product thinking and hands-on execution. The mention of "AI responsibly" indicates a forward-thinking approach to design tools and methodologies, which is increasingly important in the tech industry.

🎓 Skills & Qualifications

Education: While no specific degree is mandated, a Bachelor's degree in Design, Human-Computer Interaction, Computer Science, or a related field is often preferred for product design roles. Equivalent practical experience will also be strongly considered.

Experience: Minimum of 2-5 years of professional experience in digital product design, with a proven track record of designing and launching successful digital products.

Required Skills:

• Portfolio: A strong portfolio demonstrating visual craft, product thinking, collaboration, individual contributions, and measurable outcomes.

• Platform Design: Experience designing for native mobile platforms (iOS/Android) and responsive web, with a deep understanding of platform conventions and technical constraints.

• User Research & Testing: Practical experience with discovery, user research methodologies, and usability testing, with the ability to translate ambiguity into clear design directions.

• Figma Proficiency: Excellent skills in Figma, including advanced features like components, variables, interactive prototyping, and design-system workflows.

• Visual Craft & UI Design: Demonstrated ability to create visually appealing and polished user interfaces.

• Interaction Design: Understanding of how users interact with digital products and the ability to design intuitive and effective interactions.

• Product Thinking: Ability to understand business goals and user needs, and translate them into effective product solutions.

• English Fluency: Fluent in English for effective communication within an international team.

Preferred Skills:

• German Language Skills: Proficiency in German is a significant advantage.

• Fintech/Regulated Domains: Experience in fintech, regulated products, or other trust-sensitive domains.

• Motion/Micro-interaction: Experience creating motion or micro-interaction studies.

📝 Enhancement Note: The emphasis on a strong portfolio is critical for design roles. The specific mention of Figma and its advanced features, along with experience in mobile and responsive web design, are key technical proficiencies. Experience in fintech is highlighted as a plus, indicating an understanding of the specific challenges and requirements within this regulated industry.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• Case Studies: Detailed case studies showcasing end-to-end product design projects, illustrating your role, process, and impact.

• Problem Framing: Evidence of how you approach and define design problems, demonstrating analytical and strategic thinking.

• User-Centered Design: Examples of how user research and testing informed your design decisions and led to improved user outcomes.

• Visual Design Craft: High-quality visual designs and UI elements that demonstrate aesthetic sensibility and attention to detail.

• Interaction Design: Prototypes or examples showcasing the interactive elements and user flows of your designs.

• Collaboration & Outcomes: Clear articulation of your contribution within a team and the measurable business or user outcomes achieved.

Process Documentation:

• Design Process: Clearly outline your typical design process, from discovery to delivery and iteration, highlighting key methodologies.

• Design System Contribution: Show examples of how you've contributed to or utilized design systems, demonstrating an understanding of scalability and consistency.

• Prototyping & Testing: Demonstrate your ability to create interactive prototypes for testing and stakeholder reviews.

• Cross-Functional Collaboration: Illustrate how you collaborate with engineering and product teams, including your handoff process and feedback loops.

📝 Enhancement Note: For a product designer role, the portfolio is paramount. The requirements specify not just the final output but also the process, problem-solving approach, and the measurable impact of the design work, aligning with best practices for evaluating design talent.

💵 Compensation & Benefits

Salary Range: Based on industry benchmarks for a mid-level Digital Product Designer in Munich, Germany, with 2-5 years of experience in the fintech sector, the estimated annual gross salary range is €55,000 - €75,000. This estimate considers the cost of living in Munich, the company's status as a fast-growing fintech startup, and the specified experience level.

Benefits:

• Attractive Compensation Package: A competitive salary and overall remuneration.

• Company Pension Scheme: Support for long-term financial security.

• Deutschland Jobticket: Monthly contribution of 50% towards a public transport pass valid across Germany, promoting sustainable commuting.

• PRIME+ Broker Subscription: A complimentary subscription to Scalable Capital's PRIME+ Broker, offering professional trading benefits.

• Urban Sports Club: Flexible and discounted access to a wide range of sports and fitness activities.

• Education Budget: An individual budget for professional development, training, and learning.

• German Language Classes: Free classes to help employees learn or improve their German language skills.

• International Relocation Support: Assistance for candidates relocating internationally to join the company.

• Flexible Work from Abroad: Opportunity to work remotely from other locations.

Working Hours: The standard working hours are approximately 40 hours per week, with flexibility offered to accommodate work-life balance and potential remote work arrangements.

📝 Enhancement Note: The salary range is an estimation based on typical compensation for a Digital Product Designer in Munich with the specified experience level and industry. The listed benefits are directly extracted from the job description and tailored to highlight their value for a design professional.

🎯 Team & Company Context

🏢 Company Culture

Industry: Fintech / Digital Investment & Banking Platform. Scalable Capital operates in a highly regulated and rapidly evolving financial technology sector, emphasizing innovation, affordability, and professional investment tools for a broad European client base.

Company Size: Over 700 employees. This indicates a growing, dynamic startup environment where roles can be broad and offer significant opportunities for impact and learning, but also require adaptability and a proactive approach.

Founded: 2014. Scalable Capital has established itself as a significant player in the European fintech landscape, demonstrating a track record of growth and innovation since its inception.

Team Structure:

• Cross-Functional Product Teams: Designers work within agile teams comprising product managers, engineers, and potentially other specialists.

• Reporting: Likely reports to a Head of Product Design, Design Lead, or Head of Product.

• Collaboration: Strong emphasis on collaboration with product and engineering for seamless execution and iterative feedback loops.

Methodology:

• Agile Development: Likely employs agile methodologies for product development, emphasizing iterative design and development cycles.

• Data-Driven Decisions: Utilizes qualitative and quantitative insights to inform product and design choices.

• User-Centricity: A core focus on understanding and meeting customer needs through design.

Company Website: scalable.capital

📝 Enhancement Note: The company culture is described as international, diverse, inclusive, and ever-growing, with a strong emphasis on creating the best products. The company values are explicitly mentioned as guiding daily work and collaboration. This suggests an environment that encourages innovation, teamwork, and a user-first approach, which is crucial for product designers.

📈 Career & Growth Analysis

Operations Career Level: This role is classified as a Mid-Level Digital Product Designer, typically requiring 2-5 years of experience. It signifies an individual contributor role with increasing autonomy and responsibility for specific product areas or features.

Reporting Structure: The designer will likely report to a Design Lead or Head of Product, working closely within cross-functional product teams.

Operations Impact: The designer's work directly influences customer acquisition, retention, and overall user satisfaction by shaping the digital experience of Scalable Capital's investment and banking products. This role has a direct impact on the usability and appeal of the platform, contributing to business growth and market competitiveness.

Growth Opportunities:

• Skill Specialization: Opportunity to deepen expertise in specific areas like mobile design, interaction design, or design systems.

• Leadership Track: Potential to grow into a Senior Product Designer role, leading design initiatives or mentoring junior designers.

• Cross-Functional Exposure: Gain experience working across different product areas and collaborating with various stakeholders, broadening understanding of the fintech business.

• Learning & Development: Access to an education budget, knowledge-sharing sessions, and potentially German language classes to enhance professional and personal growth.

📝 Enhancement Note: The mid-level designation suggests a role where the designer is expected to contribute significantly to design projects with less direct supervision than an entry-level position, but still within a supportive team structure. The growth opportunities highlight a clear path for career progression within the design function and the broader company.

🌐 Work Environment

Office Type: Hybrid work model, with a significant presence in centrally located offices in Munich or Berlin. The company also offers the opportunity to work from abroad.

Office Location(s): Offices are situated in the heart of Munich and Berlin, described as lively neighborhoods filled with vibrant restaurants, cozy cafés, and convenient amenities. Specific addresses are provided for Munich (Seitzstraße 8e, 80538 München).

Workspace Context:

• Collaborative Spaces: Offices are designed to foster collaboration, likely featuring meeting rooms, open-plan areas, and spaces for informal interactions.

• Tools & Technology: Employees are provided with the latest hardware and tools necessary for their roles, ensuring productivity and access to modern design software.

• Team Interaction: Opportunities for regular interaction with design, product, and engineering teams, both in person and through digital collaboration tools.

Work Schedule: The role is full-time, with an estimated 40 hours per week. The hybrid model and option to work from abroad suggest a degree of flexibility in managing work hours and location, provided project deadlines and team needs are met.

📝 Enhancement Note: The hybrid model, coupled with the option to work from abroad, indicates a modern and flexible work environment. The emphasis on centrally located offices in vibrant city centers suggests a company that values employee well-being and accessibility.

📄 Application & Portfolio Review Process

Interview Process:

• Application Submission: Initial application via the provided link, including resume and portfolio.

• Portfolio Review: A critical step where your portfolio will be assessed for visual craft, product thinking, collaboration, individual contribution, and outcomes. Be prepared to articulate your process and decision-making.

• Initial Screening: Potentially a brief call with an HR representative or hiring manager to discuss your background and fit.

• Design Challenge/Case Study: You may be asked to complete a design exercise or present a detailed case study from your portfolio, focusing on problem-solving and design rationale.

• Team Interviews: Interviews with product managers, engineers, and fellow designers to assess your technical skills, collaboration style, and cultural fit.

• Final Interview: A final discussion with a senior leader to confirm suitability and discuss role expectations.

Portfolio Review Tips:

• Curate Selectively: Showcase 3-5 of your strongest, most relevant projects. Quality over quantity.

• Tell a Story: For each project, clearly outline the problem, your role, your process, the challenges, your solutions, and the measurable outcomes.

• Highlight Your Contribution: Be explicit about what you did, especially in team projects.

• Showcase Process: Include wireframes, user flows, research insights, and iterations to demonstrate your thinking.

• Visual Craft: Ensure your designs are polished and presented professionally.

• Quantify Impact: Use data and metrics whenever possible to demonstrate the success of your designs.

• Tailor to Scalable Capital: If possible, subtly tailor your portfolio presentation to align with fintech or investment platform design considerations.

Challenge Preparation:

• Understand the Domain: Familiarize yourself with Scalable Capital's products, target audience, and the fintech landscape.

• Practice Problem-Solving: Be ready to tackle hypothetical design challenges, focusing on user needs and business objectives.

• Articulate Your Rationale: Clearly explain why you made certain design decisions, referencing user research and design principles.

• Time Management: Practice completing design exercises within a given timeframe.

📝 Enhancement Note: The interview process emphasizes a strong portfolio and the ability to articulate design decisions and their impact. Candidates should be prepared to demonstrate not just design skills but also strategic thinking and collaborative capabilities, particularly within the fintech context.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: The core design tool, essential for UI design, prototyping, and design system management. Proficiency in advanced features like components, variables, and interactive prototyping is expected.

• Prototyping Tools: Figma's built-in prototyping capabilities are key. Experience with other prototyping tools may be beneficial but Figma is the primary requirement.

Analytics & Reporting:

• User Analytics Platforms: Familiarity with tools like Google Analytics, Mixpanel, Amplitude, or similar for understanding user behavior and product performance.

• Data Visualization Tools: While not explicitly mentioned, experience with tools that help visualize data to inform design decisions can be advantageous.

CRM & Automation:

• Project Management Tools: Experience with tools like Jira, Asana, Trello, or similar for managing design tasks and collaborating with development teams.

• Collaboration Tools: Proficiency with communication platforms such as Slack, Microsoft Teams, or similar for daily team interaction.

📝 Enhancement Note: Figma is highlighted as a critical tool, with specific emphasis on its advanced features. This indicates that the company relies heavily on Figma for its design workflow and design system management. Familiarity with user analytics tools is also important for data-informed design.

👥 Team Culture & Values

Operations Values:

• Empowerment: Contributing to services that empower people to shape their own finances.

• Innovation: Driving a new generation of financial services with cutting-edge solutions.

• Affordability & Professionalism: Making professional investment tools accessible and affordable.

• Customer Focus: Dedication to creating the best products for clients, prioritizing their needs and outcomes.

• Collaboration & Diversity: Working together in an international, diverse, and inclusive team environment.

• Data-Driven: Utilizing insights to guide decisions and improve customer and business outcomes.

Collaboration Style:

• Cross-Functional Integration: Designers are integral members of product teams, working closely with Product Management and Engineering.

• Open Communication: Encouraged to share knowledge, provide feedback, and openly discuss ideas and challenges.

• Agile & Iterative: A culture that embraces iterative development and continuous improvement based on feedback and data.

• Respectful Environment: Fostering a diverse and inclusive atmosphere where all team members are valued.

📝 Enhancement Note: The company values, as outlined on their website, are central to their operational philosophy. For a designer, understanding these values means aligning design choices with the company's mission to empower users financially and drive innovation in a collaborative, inclusive environment.

⚡ Challenges & Growth Opportunities

Challenges:

• Fintech Complexity: Designing for a regulated industry with high user trust requirements and complex financial concepts.

• Rapid Growth Environment: Adapting to a fast-paced, evolving startup where priorities can shift and new challenges emerge frequently.

• Balancing User Needs & Business Goals: Effectively mediating between user experience desires and business objectives, technical constraints, and regulatory requirements.

• Design System Evolution: Contributing to and scaling a design system that supports a growing product suite and diverse user base.

Learning & Development Opportunities:

• Skill Advancement: Deepen expertise in mobile design, interaction design, and leveraging AI in design workflows.

• Industry Exposure: Gain in-depth experience within the dynamic fintech sector.

• Career Progression: Potential to advance to Senior Product Designer, Lead Designer, or other specialized roles within the company.

• Mentorship: Opportunities to learn from experienced product and engineering leaders.

• Continuous Learning: Access to an education budget for courses, conferences, and certifications.

📝 Enhancement Note: The challenges presented are typical for a designer in a growing fintech company. The growth opportunities are substantial, offering paths for both specialization and leadership within a forward-thinking organization.

💡 Interview Preparation

Strategy Questions:

• "Describe your process for taking a product from initial concept to a fully designed and implemented feature."

• "How do you balance user needs with business objectives and technical constraints in your designs?"

• "Tell me about a time you used user research to significantly change a design direction. What was the outcome?"

• "How do you approach collaborating with engineers and product managers to ensure successful design implementation?"

• "Describe your experience with design systems. How do you contribute to or maintain them?"

• "How do you ensure your designs are accessible and inclusive?"

• "What are your thoughts on using AI in the design process, and how have you incorporated it?" Company & Culture Questions:

• "What interests you about Scalable Capital and the fintech industry?"

• "How do our company values align with your own work philosophy?"

• "Describe your ideal team environment and how you contribute to it."

• "How do you stay updated on design trends and best practices, especially in fintech?" Portfolio Presentation Strategy:

• Structure Your Narrative: For each case study, clearly articulate the problem, your specific role and responsibilities, your design process, the challenges faced, your solutions, and the final outcomes (quantified where possible).

• Show, Don't Just Tell: Use visuals (wireframes, mockups, prototypes) to illustrate your points.

• Focus on Impact: Emphasize how your design decisions led to positive user or business results.

• Be Prepared for Questions: Anticipate questions about your decision-making, alternative solutions, and technical considerations.

• Demonstrate Collaboration: Highlight instances of successful teamwork and communication.

📝 Enhancement Note: Interview preparation should focus on articulating a strong design process, demonstrating problem-solving skills, showcasing collaborative abilities, and aligning personal values with Scalable Capital's mission and culture. The portfolio presentation is a key opportunity to prove these competencies.

📌 Application Steps

To apply for this Digital Product Designer position:

• Submit your application through the provided job portal link.

• Tailor Your Resume: Highlight experience relevant to digital product design, UX/UI, Figma, mobile/web design, user research, and any fintech-specific projects. Quantify achievements with metrics where possible.

• Curate Your Portfolio: Select 3-5 of your strongest projects that best showcase your visual craft, product thinking, process, and impact. Ensure it's easily accessible (e.g., via a link) and clearly outlines your contributions.

• Prepare Your Narrative: Practice articulating your design process, decision-making rationale, and project outcomes for each portfolio piece. Be ready to discuss your experience with Figma and user research in detail.

• Research Scalable Capital: Understand their products, target audience, company values, and recent news. Prepare thoughtful questions about the role, team, and company.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.

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