Digital Product Designer (m/f/x)

📍 Job Overview

Job Title: Digital Product Designer (m/f/x)

Company: Scalable GmbH

Location: Munich, Bavaria, Germany

Job Type: Full-time

Category: Product Design / UX/UI

Date Posted: 2026-09-22

Experience Level: Mid-Level (2-5 Years)

Remote Status: Hybrid

🚀 Role Summary

• Drive the end-to-end digital product design process, from initial problem framing and user research through to final delivery and iterative improvements.

• Collaborate closely with Product Managers and Engineering teams to translate user needs and business objectives into intuitive and engaging user experiences.

• Develop and maintain a robust design system, ensuring consistency, scalability, and efficiency across all digital products and platforms.

• Leverage qualitative and quantitative insights to inform design decisions, validate hypotheses, and optimize customer and business outcomes.

• Utilize AI tools responsibly to enhance the design process, identify opportunities for innovation, and improve overall design efficiency.

📝 Enhancement Note: This role is focused on the entire product design lifecycle within a fast-paced fintech environment. The emphasis on problem framing, user insights, and design system evolution indicates a need for a designer who can operate both strategically and tactically, ensuring a cohesive and high-quality user experience across multiple product offerings.

📈 Primary Responsibilities

• Lead the design of digital products from conceptualization through to launch and ongoing iteration, taking ownership of the design process.

• Conduct user research, including qualitative studies and usability testing, to deeply understand customer needs, pain points, and behaviors.

• Translate research findings and product requirements into wireframes, user flows, interactive prototypes, and detailed UI specifications.

• Contribute to and evolve the company's design system, ensuring its adoption and adherence by product and engineering teams.

• Collaborate effectively with engineering teams to ensure accurate implementation of designs, providing clear specifications and design guidance.

• Review final product implementations to ensure they meet the defined quality standards and user experience goals.

• Manage design workload, effectively prioritizing tasks, communicating progress, and coordinating timelines with cross-functional stakeholders.

• Explore and integrate AI-powered design tools and methodologies to enhance creativity, efficiency, and user experience outcomes.

📝 Enhancement Note: The responsibility to "manage your work effectively, communicate progress and coordinate priorities and timelines with relevant stakeholders" highlights the importance of project management and communication skills, common in mid-level operations and product roles where cross-functional alignment is key.

🎓 Skills & Qualifications

Education: While no specific degree is mandated, a Bachelor's degree in Design, Human-Computer Interaction, Computer Science, or a related field is often preferred in the industry for product design roles.

Experience: Minimum of 2-5 years of professional experience in digital product design, with a focus on UX/UI for native mobile applications and responsive web interfaces.

Required Skills:

• A strong portfolio showcasing visual craft, product thinking, individual contributions, collaboration, and demonstrable outcomes of design work.

• Proven experience designing for native mobile platforms (iOS/Android) and responsive web design, with a deep understanding of platform conventions and technical constraints.

• Practical experience with user discovery, qualitative and quantitative user research methodologies, and usability testing.

• Ability to transform ambiguity into clear, well-defined design directions and solutions.

• Excellent proficiency in Figma, including advanced features like components, variables, interactive prototyping, and design system workflows.

• Fluent in English (written and verbal communication).

• Strong problem-framing and problem-solving abilities. Preferred Skills:

• Experience in the fintech industry, regulated products, or other trust-sensitive domains.

• Experience creating motion design or micro-interaction studies.

• German language proficiency.

• Familiarity with AI tools for design or research.

📝 Enhancement Note: The requirement for a portfolio demonstrating "outcomes of your work" emphasizes the need for candidates to showcase the business impact and success metrics of their design solutions, a critical aspect for roles involving product operations and business alignment.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• A curated selection of projects demonstrating a strong understanding of product thinking and user-centered design principles.

• Clear articulation of your individual contribution to each project, highlighting your specific role and responsibilities.

• Case studies that detail the problem, your design process (research, ideation, prototyping, testing), and the tangible outcomes or business impact achieved.

• Examples of visually polished UI design, intuitive user flows, and meaningful interaction details.

• Demonstrations of experience with design systems, including how you have contributed to or utilized them. Process Documentation:

• Showcase how you approach user research, including methodologies used and how insights were translated into design decisions.

• Provide examples of how you have collaborated with engineering and product teams throughout the design and development lifecycle.

• Illustrate your process for creating and maintaining design system components and guidelines.

• Demonstrate your ability to iterate on designs based on user feedback, A/B testing, and performance data.

📝 Enhancement Note: Given the emphasis on outcomes and product thinking, a portfolio should not only present final designs but also the strategic rationale, user research, and measurable impact that drove those designs. This aligns with operational expectations for data-driven decision-making.

💵 Compensation & Benefits

Salary Range: For a Digital Product Designer with 2-5 years of experience in Munich, Germany, the estimated annual salary range is typically between €55,000 and €75,000. This range is based on industry benchmarks for similar roles in major German tech hubs, considering the cost of living and the competitive nature of the fintech sector.

Benefits:

• Attractive compensation package.

• Company pension scheme.

• Monthly contribution of 50% for the ‘Deutschland Jobticket’ (public transport pass).

• Complimentary subscription to Scalable Capital's PRIME+ Broker.

• Discounted access to Urban Sports Club for flexible sports activities.

• Individual Education Budget for professional development.

• Free German language classes.

• International relocation support.

• Opportunity to work from abroad (subject to terms).

• Latest hardware and tools provided.

Working Hours: Approximately 40 hours per week, with flexibility offered, including the opportunity to work from abroad.

📝 Enhancement Note: The salary estimate is based on research from reputable German job market data sources (e.g., StepStone, Glassdoor Germany) for UX/UI Designers in Munich with 2-5 years of experience in the technology and finance sectors. The benefits package is comprehensive, reflecting typical offerings in the German tech and fintech industry, with specific perks tailored to the company's offerings and employee well-being.

🎯 Team & Company Context

🏢 Company Culture

Industry: Fintech and Digital Banking. Scalable Capital operates in a highly regulated, fast-paced, and innovation-driven sector, aiming to democratize finance through technology. This environment demands agility, a strong focus on user trust, and continuous adaptation to market changes and regulatory requirements.

Company Size: Over 700 employees. This indicates a company that has moved beyond startup phase and is now a significant player in the European fintech landscape, offering a blend of startup agility with established operational processes.

Founded: 2014. With nearly a decade of experience, Scalable Capital has a proven track record and has established a solid market position, while still maintaining a forward-thinking and growth-oriented culture.

Team Structure:

• The Product Design team likely operates within a larger Product organization, collaborating closely with Product Management and Engineering.

• Reporting structure probably involves a Head of Product or a Design Lead, with designers working in squads or feature teams.

• Cross-functional collaboration is central, with designers acting as key liaisons between user needs, business goals, and technical feasibility. Methodology:

• Data-driven decision-making, utilizing qualitative and quantitative insights to guide product development.

• Agile development methodologies, emphasizing iterative design and rapid prototyping.

• Focus on user-centric design principles to ensure products are intuitive, accessible, and valuable.

• Emphasis on a scalable design system to maintain consistency and efficiency.

Company Website: https://scalable.capital/

📝 Enhancement Note: The company's growth to over 700 employees suggests a maturing operational structure, where clear processes and collaboration frameworks are essential. The fintech sector's regulatory nature implies a strong emphasis on compliance, security, and user trust in design decisions.

📈 Career & Growth Analysis

Operations Career Level: Mid-Level Product Designer. This role is suitable for professionals with 2-5 years of experience who can independently manage design tasks, contribute strategically to product direction, and mentor junior designers. It's a crucial point in a designer's career where they deepen their expertise and begin to influence product strategy more significantly.

Reporting Structure: The Digital Product Designer will likely report to a Design Lead or Head of Product. They will work within cross-functional product teams, collaborating daily with Product Managers, Engineers, and potentially other designers and researchers.

Operations Impact: As a Digital Product Designer, your work directly impacts user acquisition, engagement, retention, and overall customer satisfaction. By creating intuitive and effective user experiences, you contribute to key business metrics such as conversion rates, trading volumes, and client asset growth, thus playing a vital role in the company's revenue generation and operational efficiency.

Growth Opportunities:

• Specialization: Deepen expertise in specific areas like mobile design, design systems, or interaction design.

• Leadership: Progress to a Senior Product Designer, Lead Designer, or even a Design Manager role, taking on more strategic responsibilities and managing teams.

• Cross-functional Development: Gain exposure to product strategy, business operations, and marketing through close collaboration.

• Skill Enhancement: Utilize the Education Budget for courses, workshops, and conferences in areas like AI in design, advanced prototyping, or UX research.

📝 Enhancement Note: The "Growth Opportunities" are framed to align with typical career progression in product design, emphasizing skill development and leadership potential, which are key considerations for ambitious operations and product professionals.

🌐 Work Environment

Office Type: The company offers hybrid work arrangements, allowing employees to split their time between working from centrally located offices in Munich or Berlin and working remotely. This blend aims to foster collaboration and team cohesion while providing flexibility.

Office Location(s): Centrally located offices in Munich and Berlin. These locations are described as being in lively neighborhoods with vibrant restaurants, cozy cafes, and convenient amenities, suggesting a dynamic and accessible work environment.

Workspace Context:

• Collaborative workspaces designed to facilitate interaction between product teams.

• Access to the latest hardware and tools necessary for design work, including high-performance machines and software licenses.

• Opportunities for informal and formal knowledge sharing sessions with colleagues from various departments.

• A supportive environment for learning and professional development, including free German language classes and opportunities to work from abroad.

Work Schedule: The standard working hours are approximately 40 hours per week, with a degree of flexibility to accommodate personal needs and work-from-abroad opportunities. This flexibility is crucial for roles that require deep focus and iterative design processes.

📝 Enhancement Note: The hybrid model and central office locations suggest a work environment that values both in-person collaboration for brainstorming and team building, and remote flexibility for focused individual work and work-life balance, common in modern tech companies.

📄 Application & Portfolio Review Process

Interview Process:

• Initial Screening: A review of your CV and portfolio to assess qualifications and experience.

• Portfolio Presentation & Discussion: You will likely be asked to present your portfolio, focusing on 2-3 key projects. Be prepared to discuss your design process, decision-making rationale, individual contributions, and the outcomes of your work.

• Technical/Design Challenge: A practical exercise, which could involve a take-home assignment or an in-interview design prompt to assess your problem-solving skills, design thinking, and proficiency with tools like Figma.

• Cross-functional Interviews: Meetings with Product Managers, Engineers, and potentially other stakeholders to evaluate collaboration style, communication skills, and cultural fit.

• Final Interview: Potentially with a senior leader to discuss overall fit and long-term potential.

Portfolio Review Tips:

• Showcase Impact: Clearly articulate the business and user outcomes of your designs, using metrics where possible.

• Detail Your Process: Explain your thought process, research methods, and how you arrived at your solutions. Highlight your individual contributions.

• Visual Craft & Polish: Ensure your presented work is visually appealing, well-organized, and easy to navigate.

• Figma Proficiency: Be ready to demonstrate your Figma skills, especially regarding design systems, prototyping, and collaboration features.

• Tailor to Fintech: If possible, highlight any experience or understanding of the fintech or regulated product domain.

Challenge Preparation:

• Practice problem-solving for common product design challenges in the fintech space.

• Be prepared to articulate your design decisions clearly and concisely under time pressure.

• Focus on demonstrating a user-centered approach and an understanding of technical constraints.

📝 Enhancement Note: The interview process is structured to assess a designer's end-to-end capabilities: strategic thinking (problem framing), tactical execution (UI/UX skills), collaborative ability (teamwork), and impact measurement (outcomes). A strong portfolio is paramount.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: The core tool for UI design, prototyping, and design system management. Expect to use advanced features like components, variants, auto layout, and collaborative editing extensively.

• Prototyping Tools: Figma's built-in prototyping capabilities are key, but familiarity with other tools like InVision or Principle for more advanced animations might be a plus.

• User Research & Testing Platforms: Tools like UserTesting.com, Maze, Lookback, or Hotjar for conducting remote usability tests and gathering user feedback.

Analytics & Reporting:

• Product Analytics Tools: Experience with tools like Amplitude, Mixpanel, or Google Analytics to understand user behavior, track key metrics, and inform design iterations.

• Data Visualization Tools: Familiarity with tools like Tableau or Looker (if used by the company) for interpreting data and presenting findings.

CRM & Automation:

• While not directly used by designers, an understanding of how CRM systems (like Salesforce) and marketing automation tools impact user journeys and data flow can be beneficial for context.

📝 Enhancement Note: Proficiency in Figma is a non-negotiable requirement. The emphasis on understanding user behavior through analytics tools suggests a design role that is deeply integrated with data-driven product development, a hallmark of effective operations.

👥 Team Culture & Values

Operations Values:

• Customer Centricity: A deep commitment to understanding and serving customer needs, ensuring all design decisions prioritize user value and ease of use.

• Data-Driven: Relying on data and insights from user research and analytics to inform design choices and measure success.

• Collaboration: Working closely and transparently with product, engineering, and other teams to achieve shared goals.

• Innovation & Agility: Embracing new ideas, adapting quickly to change, and continuously seeking better ways to solve problems.

• Ownership & Accountability: Taking responsibility for design decisions and their impact on the product and business.

Collaboration Style:

• Cross-functional Integration: Designers are expected to be active participants in product development squads, contributing to strategy and problem-solving alongside Product Managers and Engineers.

• Open Feedback Culture: Encouraging constructive feedback on designs and processes to foster continuous improvement.

• Knowledge Sharing: Actively participating in internal design critiques, workshops, and sharing best practices to elevate the team's collective skills.

📝 Enhancement Note: The company values emphasize a proactive, collaborative, and data-informed approach. This aligns with operations principles where efficiency, measurable results, and cross-departmental synergy are paramount.

⚡ Challenges & Growth Opportunities

Challenges:

• Balancing User Needs with Business Goals: Navigating the complexities of a regulated fintech environment to create user-friendly experiences that also meet stringent compliance and business objectives.

• Rapid Growth & Evolving Product Landscape: Keeping pace with the company's rapid expansion and the dynamic nature of the fintech market, requiring continuous learning and adaptation.

• Design System Maintenance: Ensuring the design system remains up-to-date, scalable, and widely adopted across a growing product suite.

• Integrating AI Effectively: Responsibly and effectively incorporating AI tools into the design workflow without compromising user experience or ethical considerations.

Learning & Development Opportunities:

• Specialized Training: Access to an Education Budget for courses, certifications, and workshops in areas like advanced UX research, interaction design, AI in design, or fintech UX.

• Mentorship: Opportunities to learn from experienced designers and product leaders within Scalable Capital.

• Industry Exposure: Potential to attend industry conferences and events to stay abreast of the latest design trends and technologies.

• Career Advancement: Clear paths for progression into senior design roles, team lead positions, or specialized design functions.

📝 Enhancement Note: The challenges presented are typical for a growing fintech company, requiring designers to be adaptable, strategic, and skilled in managing complex stakeholder needs. The growth opportunities are designed to support professional development in these critical areas.

💡 Interview Preparation

Strategy Questions:

• "Describe a time you had to balance competing stakeholder needs (e.g., Product, Engineering, Marketing) in a design project. How did you manage it, and what was the outcome?" (Focus on communication, negotiation, and outcome-driven solutions).

• "How do you approach problem framing for a new feature or product? Walk us through your process using an example from your portfolio." (Demonstrate structured thinking, research integration, and user-centricity).

• "Tell us about a design challenge you faced where you used quantitative data or user research to pivot your design direction. What was the impact?" (Highlight data literacy, research skills, and ability to iterate based on evidence). Company & Culture Questions:

• "What excites you about working in the fintech industry, and specifically at Scalable Capital?" (Research company values, recent news, and product offerings).

• "How do you contribute to a collaborative team environment, especially in a hybrid or remote setting?" (Emphasize communication, proactivity, and teamwork).

• "How do you ensure your designs are accessible and inclusive, particularly in a regulated environment like fintech?" (Showcase awareness of best practices and ethical considerations). Portfolio Presentation Strategy:

• Structure Your Narrative: For each case study, clearly outline the problem, your role, the process, the solution, and the results. Use storytelling to engage the interviewer.

• Highlight Your Contribution: Be explicit about what you did, especially in team projects. Use "I" statements when discussing your specific actions.

• Showcase Process, Not Just Pixels: Demonstrate your thinking, research, and iteration. Visuals are important, but the rationale behind them is crucial.

• Quantify Impact: Whenever possible, use data and metrics to demonstrate the success of your designs (e.g., "increased conversion by X%", "reduced task completion time by Y%").

• Be Prepared for Figma Deep Dives: Have your Figma files ready to share and be prepared to discuss specific components, prototypes, or design system elements.

📝 Enhancement Note: Preparing for these types of questions will require candidates to deeply understand their own projects, the company's mission, and the specific demands of product design within a fintech context.

📌 Application Steps

To apply for this Digital Product Designer position:

• Submit your application, including your CV and a link to your online portfolio, through the provided application portal.

• Portfolio Customization: Tailor your portfolio to highlight projects that best demonstrate your experience with native mobile and responsive web design, your proficiency in Figma, and your ability to deliver impactful user experiences. Focus on projects with clear outcomes and strong product thinking.

• Resume Optimization: Ensure your resume clearly articulates your years of experience, key skills (especially Figma, user research, and design systems), and achievements relevant to product design in tech or finance. Use keywords from the job description.

• Interview Preparation: Practice presenting your portfolio, focusing on clear communication of your design process, problem-solving approach, and the measurable impact of your work. Prepare for potential design challenges and behavioral questions.

• Company Research: Thoroughly research Scalable Capital's products, mission, values, and recent news. Understand their target audience and the competitive landscape in the fintech industry to better articulate your interest and fit.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.