Senior Product Designer - Visa Open Banking

📍 Job Overview

Job Title: Senior Product Designer - Visa Open Banking
Company: Visa
Location: Stockholm, Sweden
Job Type: Full-time
Category: Product Design / User Experience (UX) Operations
Date Posted: August 28, 2025
Experience Level: Senior (5-10 years)
Remote Status: Hybrid

🚀 Role Summary

• This Senior Product Designer role focuses on enhancing user experiences within Visa's Open Banking platform, emphasizing seamless and engaging user journeys across all product touchpoints.
• The position requires a blend of creative design, user research expertise, and strong collaboration skills to drive the end-to-end design process for innovative financial products.
• Key responsibilities include conceptualizing and delivering intuitive user interfaces, conducting rigorous user research to validate designs, and contributing to a scalable design system.
• Success in this role hinges on a deep understanding of user-centered design principles, accessibility standards, and effective communication with cross-functional teams.

📝 Enhancement Note: While the input data primarily describes a traditional Product Designer role, the emphasis on "Open Banking" and the need to contribute to a "Global Open Banking Platform design system" suggests a strong operational component. This involves not just aesthetic design, but also ensuring the platform's usability, scalability, and adherence to financial industry standards and best practices for data sharing and security, which are critical for operational efficiency and compliance in the fintech space.

📈 Primary Responsibilities

• Design and deliver exceptional user experiences for the Visa Open Banking platform, from initial concept through iterative updates and final implementation.
• Translate complex product requirements and user needs into intuitive, user-friendly interfaces and workflows, ensuring a seamless customer journey.
• Conduct comprehensive user research, including usability testing, user interviews, and A/B testing, to gather qualitative and quantitative data for design validation and refinement.
• Collaborate closely with product managers, engineers, researchers, and other stakeholders to ensure high-quality design execution and alignment with business objectives.
• Contribute to the development and maintenance of Visa's Global Open Banking Platform design system, ensuring scalability, efficiency, and brand consistency across all products.
• Craft clear, concise, and user-focused interface copy, adhering to UX writing best practices, to enhance usability and guide users effectively.
• Ensure all design deliverables meet accessibility standards, localization requirements, and technical feasibility considerations.
• Engage in constructive design critique sessions, providing and receiving feedback to elevate the quality of design solutions.

📝 Enhancement Note: The responsibility to "Contribute to Visa's Global Open Banking Platform design system" implies a crucial operational aspect. This involves not just creating new components but also ensuring consistency, maintainability, and efficient implementation of design patterns across the platform, which directly impacts the operational efficiency of development teams and the overall user experience.

🎓 Skills & Qualifications

Education:

• Bachelor's or Master's degree in Human-Computer Interaction (HCI), Interaction Design, User Experience (UX) Design, Graphic Design, or a closely related field.
• A strong academic background in design principles and user psychology is highly valued.

Experience:

• 5-10 years of professional experience in product design, with a significant portion focused on digital products, particularly mobile and web platforms.
• Proven track record of designing and launching successful user-centric products, demonstrating end-to-end design ownership.
• Experience working within agile development environments and collaborating with cross-functional teams.

Required Skills:

• User Experience (UX) Design: Deep understanding and practical application of user-centered design principles, information architecture, and interaction design.
• User Research & Usability Testing: Proficiency in planning, conducting, and synthesizing user research studies (interviews, surveys, usability tests, A/B tests) to inform design decisions.
• Prototyping: Strong skills in creating interactive prototypes using industry-standard tools to effectively communicate design concepts and user flows.
• Visual Design & UI Patterns: Excellent command of visual design principles, typography, color theory, and the application of established UI patterns for creating aesthetically pleasing and functional interfaces.
• Design Systems: Experience with or a strong interest in working with design systems, understanding their importance for scalability, consistency, and efficient product development.
• Collaboration & Communication: Exceptional ability to articulate design decisions clearly and persuasively to both technical and non-technical audiences, fostering productive partnerships.
• Figma Proficiency: Advanced proficiency in Figma for design, prototyping, and collaboration.

Preferred Skills:

• UX Writing & Content Strategy: Experience or strong interest in UX writing, with the ability to create clear, concise, and user-focused interface copy.
• Accessibility: Knowledge of accessibility standards (e.g., WCAG) and experience designing inclusive user experiences.
• Scalability & Localization: Understanding of how to design for scalability and localization to support a global user base.
• Payments/Financial Services Industry: Prior experience or a strong interest in the payments or financial services sector, understanding its unique design challenges and user needs.
• Advanced English Proficiency: Excellent written and verbal communication skills in English.

📝 Enhancement Note: The emphasis on "Figma Proficiency" is critical for operational efficiency, as it's a collaborative tool that streamlines design handoffs and ensures consistency. The preference for "Payments or Financial Services Industry" experience suggests a need for understanding the specific operational constraints and regulatory environments common in fintech.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• A robust portfolio showcasing a minimum of 5-7 end-to-end product design case studies, demonstrating a clear design process and tangible impact.
• Case studies should highlight specific challenges, your design process (research, ideation, prototyping, testing, iteration), and the final outcomes, quantifiable with metrics where possible.
• Showcase experience designing for both mobile and web platforms, with a focus on how you translated user needs into functional and engaging interfaces.
• Include examples of your contribution to or utilization of design systems, illustrating an understanding of component-based design and scalability.
• Demonstrate your ability to articulate design decisions and the rationale behind them, particularly in relation to user research findings and business goals.

Process Documentation:

• Evidence of designing interactive workflows and user journeys that prioritize efficiency and ease of use.
• Examples of how you've used user feedback and data analytics to iterate on designs and improve user experience metrics.
• Showcase experience in documenting design specifications, user flows, and interaction details for seamless developer handoffs.
• Include examples of how you've considered scalability and technical constraints in your design process.

📝 Enhancement Note: For a role like this, the portfolio is a critical operational tool. It serves as a direct demonstration of the candidate's ability to execute the design process efficiently, adhere to established standards (like design systems), and deliver solutions that are both user-friendly and technically feasible, minimizing downstream operational friction for development teams.

💵 Compensation & Benefits

Salary Range:

• Estimated range for a Senior Product Designer in Stockholm, Sweden with 5-10 years of experience is approximately SEK 55,000 - 75,000 per month (approximately EUR 5,000 - 6,800 per month).
• This estimate is based on industry benchmarks for similar roles in major European tech hubs, considering Stockholm's cost of living and the seniority of the position. Visa's compensation packages are typically competitive and may include equity or bonus components.

Benefits:

• Comprehensive health and wellness programs, including medical, dental, and vision insurance.
• Generous paid time off (PTO) and holiday leave, supporting work-life balance.
• Retirement savings plan with company matching contributions.
• Opportunities for professional development, including training, conferences, and workshops.
• Access to Visa's global network and employee resource groups.
• Hybrid work model flexibility, balancing in-office collaboration with remote work.
• Potential for performance-based bonuses and stock options.

Working Hours:

• Standard full-time working hours are typically around 40 hours per week.
• The hybrid work arrangement allows for flexibility in scheduling daily work, with an expectation of collaboration during core business hours.

📝 Enhancement Note: The salary estimation is based on publicly available data for Senior Product Designer roles in Stockholm, Sweden, adjusted for the fintech sector and a multinational corporation like Visa. Benefits are inferred based on standard offerings from large, global tech companies.

🎯 Team & Company Context

🏢 Company Culture

Industry: Financial Technology (FinTech) / Payments Technology Company Size: Large Enterprise (Visa employs over 26,000 people globally). This means a structured environment with established processes, extensive resources, and opportunities for specialization. Founded: 1958. Visa has a long history and a strong legacy in the payments industry, evolving to become a leader in digital and open banking solutions.

Team Structure:

• The Visa Open Banking team is likely a specialized unit within Visa's broader technology and product development organization.
• Designers typically work within product teams, reporting to a Design Lead or Head of Design, and collaborate closely with Product Managers, Engineers, and Researchers.
• Cross-functional collaboration is a cornerstone, with designers acting as key facilitators between user needs, business goals, and technical implementation.

Methodology:

• Visa likely employs a blend of Agile and Lean methodologies, emphasizing iterative development, data-driven decision-making, and continuous improvement.
• Design thinking principles are integral to the product development lifecycle, ensuring user needs are at the forefront.
• A strong focus on data analysis and user insights drives design iterations and strategic planning.

Company Website: https://www.visa.com/

📝 Enhancement Note: Visa's large enterprise structure implies a need for designers to be adept at navigating organizational processes, adhering to global brand guidelines, and contributing to large-scale design systems that serve diverse product lines. The "Open Banking" focus suggests an innovative, forward-looking division within a stable, established company.

📈 Career & Growth Analysis

Operations Career Level: Senior Product Designer. This level indicates a significant degree of autonomy, expertise, and responsibility. The role requires not just execution but also strategic input into product direction and design system evolution. Reporting Structure: The Senior Product Designer will likely report to a Design Manager or Lead within the Open Banking product group. They will be part of a product team that includes Product Managers, Engineers, and potentially Researchers. Operations Impact: The role has a direct impact on the operational success of Visa's Open Banking platform by ensuring the user experience is intuitive, efficient, and compliant. High-quality design reduces user friction, supports adoption, and contributes to the platform's overall reliability and security, which are paramount in financial services.

Growth Opportunities:

• Leadership in Design: Potential to lead design initiatives, mentor junior designers, and become a key contributor to the evolution of Visa's design system.
• Specialization: Deepen expertise in FinTech UX, Open Banking specific challenges, and complex platform design.
• Cross-functional Advancement: Opportunities to move into Product Management, Design Strategy, or related leadership roles within Visa by leveraging a strong understanding of user needs and product development lifecycles.
• Global Exposure: Work on a global platform, interacting with diverse markets and users, providing a broad perspective on international design practices.

📝 Enhancement Note: The "Senior" title suggests that candidates are expected to operate with a high degree of self-sufficiency and contribute strategically, not just tactically. Growth opportunities are likely tied to demonstrating leadership in design execution, process improvement, and team collaboration within Visa's operational framework.

🌐 Work Environment

Office Type: Hybrid Work Model. This combines the benefits of in-office collaboration with the flexibility of remote work. Office Location(s): Stockholm, Sweden. Being located in Stockholm provides access to a vibrant tech ecosystem and a hub for financial services innovation.

Workspace Context:

• The workspace is designed to foster collaboration, with opportunities for in-person brainstorming sessions, design reviews, and team building.
• Access to modern design tools and technology is expected, supporting efficient workflow and high-quality output.
• Interaction with a diverse, international team of professionals is a key aspect, promoting cross-cultural understanding and shared learning.

Work Schedule:

• Standard business hours are expected, with flexibility to accommodate project needs and team collaboration, especially considering potential global team interactions.
• The hybrid model allows for some autonomy in managing the work week, balancing focused individual work with necessary team interactions.

📝 Enhancement Note: The hybrid nature of the role is a significant factor for operations professionals, requiring strong self-management skills and the ability to maintain productivity and collaboration regardless of location. It also implies a need for clear communication protocols and digital collaboration tools.

📄 Application & Portfolio Review Process

Interview Process:

• Initial Screening: HR or Recruiter call to assess basic qualifications, cultural fit, and interest.
• Portfolio Review & Design Challenge: A dedicated session where candidates present their portfolio, discuss their design process, and potentially complete a timed design exercise or case study relevant to Visa's Open Banking context. This assesses problem-solving skills and design methodology.
• Hiring Manager Interview: In-depth discussion about experience, leadership potential, and alignment with team goals. Focus on how the candidate handles complex projects and collaborates with stakeholders.
• Cross-functional Interviews: Meetings with Product Managers, Engineers, or other Designers to evaluate collaboration skills, technical understanding, and ability to integrate design into the development workflow.
• Final Round/Executive Interview: May involve senior leadership to assess strategic thinking and overall fit within Visa's culture and objectives.

Portfolio Review Tips:

• Storytelling: Structure your case studies as compelling narratives, clearly outlining the problem, your approach, the solutions you designed, and the impact of your work.
• Process Emphasis: Detail your design process, highlighting research findings, iterative improvements, and the rationale behind key decisions. Show, don't just tell.
• Quantifiable Results: Whenever possible, include metrics demonstrating the success of your designs (e.g., improved conversion rates, reduced task completion time, increased user satisfaction).
• Tool Proficiency: Be ready to discuss your proficiency with Figma and other relevant design tools, and how you leverage them for efficiency and collaboration.
• Open Banking Relevance: Tailor your presentation to highlight any experience or understanding of the financial services or Open Banking landscape.

Challenge Preparation:

• Understand the Domain: Familiarize yourself with Visa's Open Banking initiatives and the general landscape of API-driven financial services.
• Problem-Solving: Practice breaking down complex problems into manageable parts and applying design thinking to find user-centered solutions.
• Conciseness: Be prepared to present your work and ideas clearly and concisely within a limited timeframe.
• Stakeholder Communication: Think about how you would present your design solutions and rationale to different stakeholders (technical, business, user).

📝 Enhancement Note: The portfolio review is heavily weighted. Candidates should be prepared to discuss specific design decisions, trade-offs made, and how their work directly supports operational goals like efficiency, compliance, and user adoption within the financial sector.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: Essential for UI design, prototyping, collaboration, and design system management. This is the core tool for the role.
• Prototyping Tools: While Figma is primary, familiarity with other prototyping tools (e.g., InVision, ProtoPie) can be beneficial.
• User Research Platforms: Tools for conducting usability tests and gathering user feedback (e.g., UserTesting.com, Maze, Qualtrics).

Analytics & Reporting:

• Analytics Platforms: Experience with tools like Google Analytics, Adobe Analytics, or similar platforms to understand user behavior and measure design impact.
• Data Visualization Tools: Familiarity with tools that help visualize user data and performance metrics for reporting and decision-making.

CRM & Automation:

• While not a direct CRM/automation role, understanding how design integrates with these systems (e.g., how user journeys are mapped within a CRM or automated marketing flows) is advantageous.

📝 Enhancement Note: Proficiency in Figma is non-negotiable for this role, as it's the central hub for design operations at Visa. Experience with user research and analytics tools is crucial for demonstrating data-driven design practices, a key operational requirement for validating design impact.

👥 Team Culture & Values

Operations Values:

• User-Centricity: A deep commitment to understanding and serving the needs of users, driving design decisions based on empathy and research.
• Collaboration: Valuing teamwork and open communication across disciplines to achieve shared goals.
• Innovation: Encouraging creative problem-solving and the exploration of new ideas to push the boundaries of financial technology.
• Excellence: Striving for high-quality execution in all aspects of design, from concept to final implementation, with a focus on detail and polish.
• Data-Driven Approach: Utilizing data and user insights to inform design choices and measure the effectiveness of solutions.

Collaboration Style:

• Highly collaborative, working closely with product management, engineering, and other design team members.
• Emphasis on constructive feedback and iterative design processes, fostering a culture of continuous improvement.
• Openness to sharing knowledge and best practices within the design team and across the organization.

📝 Enhancement Note: Visa likely fosters a culture that balances innovation with the robust operational requirements of the financial services industry. Designers are expected to be both creative problem-solvers and pragmatic implementers, ensuring designs are not only innovative but also reliable, secure, and compliant.

⚡ Challenges & Growth Opportunities

Challenges:

• Balancing Innovation with Regulation: Designing within the highly regulated financial services and Open Banking space requires innovative solutions that also meet strict compliance and security standards.
• Global Scalability: Ensuring designs are effective and appealing across diverse global markets, considering cultural nuances and varying technical infrastructures.
• Complex Stakeholder Landscape: Navigating the needs and expectations of multiple internal teams (product, engineering, legal, marketing) and external partners.
• Evolving Technology: Staying abreast of rapid advancements in Open Banking, APIs, and payment technologies to ensure designs remain relevant and forward-thinking.

Learning & Development Opportunities:

• FinTech UX Expertise: Deepen knowledge in the specialized field of user experience within financial technology.
• Design System Contribution: Gain experience in building and maintaining large-scale, enterprise-level design systems.
• Cross-functional Experience: Develop a comprehensive understanding of product development lifecycles by working closely with engineering and product management.
• Industry Conferences & Training: Opportunities to attend relevant UX and FinTech conferences, as well as pursue certifications.

📝 Enhancement Note: The challenges presented are inherent to operationalizing design in a regulated and global sector like FinTech. Growth opportunities are directly tied to developing skills and experience that address these challenges, making candidates more valuable in the operational aspects of product design.

💡 Interview Preparation

Strategy Questions:

• "Describe a time you had to balance user needs with technical constraints or business requirements. How did you approach it, and what was the outcome?" (Focus on your problem-solving and negotiation skills.)
• "Walk me through a complex product design challenge you faced. What was your process, what were the key decisions, and how did you measure success?" (Showcase your end-to-end design thinking and impact.)
• "How do you incorporate user research and feedback into your design process? Can you give an example of how research significantly changed your design direction?" (Highlight your data-driven approach.)
• "How do you contribute to or work with design systems? What are the key benefits and challenges of using them?" (Demonstrate your understanding of design operations and scalability.)

Company & Culture Questions:

• "What interests you about Visa and the Open Banking space specifically?" (Research Visa's mission and Open Banking strategy.)
• "How do you see your design philosophy aligning with Visa's values?" (Connect your personal approach to the company's stated values.)
• "Describe your ideal collaboration style with product managers and engineers." (Emphasize teamwork and clear communication.)

Portfolio Presentation Strategy:

• Structure: Begin with a brief overview of your portfolio, then dive into 2-3 key case studies. For each case study, clearly articulate: Problem, Your Role, Process, Solution, and Results/Impact.
• Visuals: Use high-quality mockups, wireframes, prototypes, and user flow diagrams.
• Narrative: Tell a story about each project – what was the challenge, how did you solve it, and what was the outcome?
• Figma Demo: If appropriate, be ready to briefly showcase your Figma skills or a specific interaction you designed.
• Q&A: Anticipate questions about your design choices, trade-offs, and how you handle feedback.

📝 Enhancement Note: Interview preparation should focus on demonstrating not just design skills but also an understanding of the operational context of product design within a large financial institution. Highlighting efficiency, scalability, and user adoption as key outcomes will be crucial.

📌 Application Steps

To apply for this Senior Product Designer position:

• Submit your application through the provided link on the SmartRecruiters platform.
• Portfolio Customization: Ensure your portfolio is up-to-date and showcases your best work, with a particular emphasis on mobile and web product design. Curate 2-3 case studies that best highlight your end-to-end design process, user research skills, and impact.
• Resume Optimization: Tailor your resume to highlight relevant experience in product design, user experience, user research, prototyping, and design systems. Use keywords from the job description and quantify your achievements whenever possible.
• Company Research: Thoroughly research Visa, its Open Banking initiatives, and its company culture. Understand their mission and how this role contributes to their strategic goals.
• Prepare for Design Presentation: Be ready to articulate your design process clearly and concisely, explaining your rationale and the impact of your work. Practice presenting your portfolio to simulate the interview environment.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.

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