Senior Product Designer - Visa Open Banking

📍 Job Overview

Job Title: Senior Product Designer - Visa Open Banking
Company: Visa
Location: Stockholm, Sweden
Job Type: Full-time
Category: Product Design / UX/UI
Date Posted: August 27, 2025
Experience Level: Senior (8+ years)
Remote Status: Hybrid

🚀 Role Summary

• Drive the creation of exceptional user experiences for Visa's Open Banking platform by translating complex user needs into intuitive and engaging interfaces.
• Lead design initiatives from concept through implementation, ensuring a seamless and user-centric journey across all product touchpoints.
• Conduct rigorous user research and usability testing to validate design decisions and continuously improve the product's usability and effectiveness.
• Foster strong collaboration with cross-functional teams, including engineering, product management, and marketing, to ensure high-quality design execution and alignment with business objectives.
• Contribute to and leverage Visa's Global Open Banking Platform design system, ensuring scalability, efficiency, and brand consistency.

📝 Enhancement Note: While the input data focuses on Product Design, the mention of "Open Banking" and "payments transactions" suggests a strong connection to financial technology (FinTech). This role likely requires an understanding of financial workflows, data security considerations, and the regulatory landscape within the payments industry, which are critical for operations success in this domain.

📈 Primary Responsibilities

• Spearhead the design process for new features and enhancements within the Visa Open Banking platform, from initial ideation and wireframing to high-fidelity mockups and interactive prototypes.
• Execute user-centered design principles, ensuring that all product interactions are intuitive, accessible, and aligned with user needs and business goals.
• Conduct comprehensive user research, including interviews, surveys, usability testing, and A/B testing, to gather actionable insights and inform design decisions.
• Collaborate closely with product managers to define product strategy and roadmap, ensuring design efforts are aligned with market opportunities and user pain points.
• Partner with engineering teams to ensure accurate and efficient implementation of designs, providing clear specifications and ongoing support throughout the development lifecycle.
• Contribute to the evolution and maintenance of Visa's Design System, ensuring consistency, scalability, and adherence to best practices across all Open Banking products.
• Develop and maintain clear, concise, and user-focused interface copy as part of a UX writing and content strategy, enhancing overall user comprehension and product usability.
• Engage in constructive design critique sessions, providing and receiving feedback to elevate the quality of design output and foster a culture of continuous improvement.
• Ensure all design deliverables meet functional requirements, technical constraints, and accessibility standards.

📝 Enhancement Note: The responsibilities highlight a strong emphasis on user research, iterative design, and cross-functional collaboration, which are core tenets of effective product and operations management in dynamic tech environments. A successful candidate will need to demonstrate proficiency in translating user feedback into actionable design improvements and managing the design lifecycle efficiently.

🎓 Skills & Qualifications

Education:

• Bachelor's or Master's degree in Human-Computer Interaction (HCI), Interaction Design, User Experience (UX) Design, Graphic Design, or a closely related field.

Experience:

• A minimum of 8 years of professional experience in product design, with a significant focus on designing for both mobile and web platforms.
• Proven track record of delivering end-to-end design solutions, from initial concept development to final implementation, demonstrated through a strong portfolio.
• Experience working within agile development environments and collaborating with cross-functional teams including product managers, engineers, researchers, and UX writers.

Required Skills:

• User Experience (UX) Design: Deep understanding of UX principles, user-centered design methodologies, and the ability to create intuitive and engaging user flows.
• Prototyping: Proficiency in creating interactive prototypes using tools like Figma, InVision, or Adobe XD to effectively communicate design concepts and user interactions.
• Visual Design: Excellent command of visual design principles, including typography, color theory, layout, and branding, to create aesthetically pleasing and functional interfaces.
• Design Systems: Fluency with design systems, including their creation, maintenance, and application to ensure consistency, scalability, and efficiency across products.
• User Research & Usability Testing: Solid experience in planning, conducting, and analyzing user research studies, including usability testing, user interviews, and surveys, to gather insights and validate design decisions.
• Communication & Presentation: Strong verbal and written communication skills, with the ability to clearly articulate and present design rationale and decisions to diverse audiences, including technical and non-technical stakeholders.
• Collaboration: Proven ability to collaborate effectively with cross-functional teams, build consensus, and drive design initiatives forward in a team-oriented environment.
• Figma Proficiency: Mastery of Figma, including its collaborative features, component libraries, and prototyping capabilities.

Preferred Skills:

• UX Writing & Content Strategy: Experience or a strong interest in UX writing and content strategy, with the ability to craft clear, concise, and user-focused interface copy.
• Accessibility: Knowledge of accessibility standards (e.g., WCAG) and experience designing inclusive interfaces.
• Localization: Understanding of localization principles and how to design for global audiences.
• Scalability: Experience designing solutions that are scalable and can adapt to future growth and evolving requirements.
• Payments/Financial Services Industry: Prior experience or a keen interest in the payments or financial services industry, understanding the unique considerations and user needs within FinTech.
• Technical Implementation: Understanding of technical constraints and how design decisions translate into practical implementation.

📝 Enhancement Note: The requirement for 8+ years of experience and proficiency in Figma, coupled with a focus on design systems and user research, indicates a senior-level role. Candidates should prepare to showcase a portfolio that highlights complex problem-solving, strategic thinking, and a mature understanding of the entire design lifecycle, with a particular emphasis on how their designs have driven measurable user engagement or business outcomes.

📊 Process & Systems Portfolio Requirements

Portfolio Essentials:

• End-to-End Case Studies: Showcase a minimum of 3-5 comprehensive case studies demonstrating your process from problem identification through solution implementation and iteration. Each case study should clearly articulate the user problem, your design process, key decisions made, and the impact of your work.
• Problem-Solving Focus: Highlight instances where you tackled complex design challenges, demonstrating your ability to break down problems, explore multiple solutions, and arrive at an optimal design.
• User-Centricity: Provide clear evidence of how user research and feedback influenced your design decisions and led to improved user experiences. Include examples of user testing methodologies and insights gained.
• System Thinking: Demonstrate your understanding of design systems, including contributions to or effective utilization of existing systems. Show how you ensured consistency and scalability in your designs.
• Visual Communication: Present high-quality visual deliverables, including wireframes, mockups, and interactive prototypes, that effectively communicate your design solutions.

Process Documentation:

• Design Workflow: Clearly outline your typical design workflow, from initial research and ideation to prototyping, testing, and handoff to development.
• Collaboration & Handoff: Illustrate how you collaborate with cross-functional teams (product management, engineering, research) and the processes you use for design handoff to ensure smooth implementation.
• Iteration & Optimization: Explain your approach to iterating on designs based on user feedback, data analysis, and A/B testing results, with examples of how you optimized existing user experiences.
• Tool Proficiency: Implicitly demonstrate proficiency in industry-standard design tools, particularly Figma, within your portfolio examples.

📝 Enhancement Note: For a Senior Product Designer role, the portfolio is paramount. It should not only display aesthetic skill but also strategic thinking, process rigor, and a demonstrable impact on user experience and business objectives. Candidates should be prepared to walk through their portfolio in detail, explaining their rationale and the outcomes of their work, especially concerning complex financial products or FinTech solutions.

💵 Compensation & Benefits

Salary Range:

• Based on industry benchmarks for Senior Product Designers in Stockholm, Sweden, with 8+ years of experience in a major tech company, the estimated annual salary range is likely between SEK 650,000 to SEK 950,000.
• This estimate considers the cost of living in Stockholm, the demand for skilled design professionals in the FinTech sector, and Visa's standing as a global technology leader.

Benefits:

• Comprehensive Health Insurance: Medical, dental, and vision coverage.
• Retirement Savings Plan: Contributions to a pension or retirement fund.
• Paid Time Off: Generous vacation days, sick leave, and public holidays.
• Professional Development: Opportunities for training, conferences, and skill enhancement, including access to design workshops and industry events.
• Global Mobility & Networking: Opportunities to connect with and learn from design professionals across Visa's global network.
• Employee Stock Purchase Plan (ESPP): Potential to purchase Visa stock at a discounted rate.
• Wellness Programs: Initiatives focused on employee well-being, both physical and mental.
• Commuter Benefits: Support for transportation to and from the office.

Working Hours:

• Standard full-time working hours are typically 40 hours per week.
• While a hybrid model is in place, specific in-office days will be confirmed by the Hiring Manager, offering a balance between collaborative office work and remote flexibility.

📝 Enhancement Note: The salary range is an estimate based on publicly available data for similar roles in Stockholm. Actual compensation may vary based on the candidate's specific qualifications, experience, and negotiation. Benefits at a company like Visa are typically robust and designed to support long-term employee well-being and professional growth.

🎯 Team & Company Context

🏢 Company Culture

Industry: Financial Technology (FinTech) / Payments Processing. Visa operates at the intersection of finance and technology, facilitating global payment transactions and driving innovation in digital payments. Company Size: Large Enterprise (Visa is a Fortune 500 company with tens of thousands of employees globally). This means access to extensive resources, established processes, and a global network of professionals, but also a structured environment. Founded: 1958. Visa has a long history, evolving from a credit card issuer to a global payments technology leader, which implies a culture that values stability, innovation, and long-term vision.

Team Structure:

• The Visa Open Banking team is a specialized unit within Visa, likely comprising product managers, designers, engineers, and potentially business development or strategy roles focused on expanding Visa's open banking capabilities.
• Designers within Visa often operate within product teams but also contribute to broader design communities and are guided by a central design leadership or design system team.
• Collaboration is expected to be strong with engineering and product management, as well as with other design disciplines across Visa to ensure consistency and leverage best practices.

Methodology:

• User-Centric Design: A core methodology, emphasizing understanding and addressing user needs through research and iterative design.
• Agile Development: Designs are likely developed and iterated upon within agile sprints, requiring close collaboration with development teams.
• Data-Driven Decisions: User research, A/B testing, and performance analytics are used to validate design choices and identify areas for improvement.
• Design Systems: Reliance on a robust design system ensures consistency, efficiency, and scalability across the product suite.

Company Website: https://www.visa.com/

📝 Enhancement Note: Working within a large, established company like Visa in a specialized area like Open Banking offers a unique blend of stability and innovation. The culture likely emphasizes professionalism, data integrity, and a commitment to user experience within the highly regulated financial services sector.

📈 Career & Growth Analysis

Operations Career Level: Senior Product Designer. This level signifies a high degree of autonomy, expertise, and responsibility. The role involves not just execution but also strategic input, mentoring junior designers, and influencing product direction. Reporting Structure: The Senior Product Designer likely reports to a Design Manager or Head of Product Design within the Open Banking division. They will collaborate closely with Product Managers, Engineering Leads, and potentially UX Researchers. Operations Impact: The design decisions made by this role directly impact the usability, adoption, and perceived value of Visa's Open Banking products. Effective UX can lead to increased transaction volumes, improved customer satisfaction, and stronger partnerships with financial institutions, ultimately contributing to revenue generation and market share growth.

Growth Opportunities:

• Leadership within Design: Potential to grow into a Lead Product Designer or Design Manager role, overseeing larger projects or teams.
• Specialization: Deeper expertise in FinTech, Open Banking, or specific design disciplines like user research or UX writing.
• Cross-Functional Mobility: Opportunities to move into related roles such as Product Management, UX Strategy, or Design Operations within Visa.
• Mentorship: Opportunity to mentor junior designers, sharing expertise and contributing to their development.
• Global Exposure: Involvement in international projects and collaboration with global design teams.

📝 Enhancement Note: A Senior Product Designer at Visa is positioned for significant career growth, with opportunities to influence product strategy and potentially move into leadership roles. The company's scale and focus on innovation in FinTech provide a rich environment for skill development and career advancement.

🌐 Work Environment

Office Type: Hybrid. This indicates a blend of in-office collaboration and remote work flexibility. Office Location(s): Stockholm, Sweden. The specific office location in Stockholm will likely be a modern, well-equipped workspace designed to foster collaboration and productivity.

Workspace Context:

• Collaborative Spaces: The office environment will likely feature open workspaces, meeting rooms, and dedicated areas for team collaboration, encouraging interaction among designers, product managers, and engineers.
• Technology & Tools: Access to high-performance workstations, reliable internet, and the latest design software and hardware to support complex design tasks.
• Team Interaction: Regular opportunities for team meetings, design critiques, brainstorming sessions, and informal knowledge sharing with colleagues.
• Professional Atmosphere: A dynamic and professional setting common in the tech and finance industries, balancing focused work with team engagement.

Work Schedule:

• The standard work schedule is likely around 40 hours per week.
• The hybrid model allows for flexibility, with specific days in the office to be confirmed by the Hiring Manager, enabling a balance between personal needs and team collaboration requirements.

📝 Enhancement Note: The hybrid work environment in Stockholm suggests a modern approach to work-life balance, common in leading tech companies. Candidates should anticipate a professional and collaborative office setting that supports focused design work and team interaction.

📄 Application & Portfolio Review Process

Interview Process:

• Application Screening: Initial review of CV and portfolio by the recruitment team or hiring manager.
• Recruiter Screen: A preliminary call to assess general fit, motivation, and basic qualifications.
• Hiring Manager Interview: In-depth discussion focusing on experience, design philosophy, and alignment with the team's needs.
• Design Portfolio Review & Presentation: A crucial stage where candidates present their portfolio, walking through case studies and explaining their design process, problem-solving approach, and impact. This may include a live design exercise or a take-home challenge.
• Cross-functional Team Interviews: Meetings with key stakeholders from product management, engineering, or other design disciplines to assess collaboration skills and technical understanding.
• Final Interview/Offer: Discussion with senior leadership or HR for final evaluation and offer extension.

Portfolio Review Tips:

• Storytelling: Frame your case studies as compelling narratives. Clearly articulate the problem, your role, the constraints, your process, the solutions, and the measurable outcomes.
• Show, Don't Just Tell: Use visuals (wireframes, mockups, prototypes, user flows) to illustrate your process and solutions effectively.
• Focus on Impact: Quantify the impact of your designs whenever possible. Use metrics related to user engagement, conversion rates, task completion times, or user satisfaction.
• Highlight Collaboration: Showcase how you worked with cross-functional teams and incorporated feedback from stakeholders.
• Demonstrate Process: Be prepared to discuss your design process in detail, including how you approach research, ideation, iteration, and testing.
• Tailor to Visa: Research Visa's existing products and brand to understand their design language and user experience principles. Mention how your work aligns with or can enhance these.
• Prepare for Questions: Anticipate questions about your design choices, challenges faced, and how you handle constructive criticism.

Challenge Preparation:

• Design Exercise: Be ready for a practical design challenge, either live or take-home. This might involve designing a feature for an existing product or solving a specific user problem.
• Problem Decomposition: Practice breaking down complex problems into manageable parts.
• Time Management: If given a time-limited exercise, practice efficient use of time.
• Presentation Skills: Prepare to present your solution clearly and concisely, articulating your rationale and design decisions.

📝 Enhancement Note: The portfolio review is the most critical part of the application process for this role. Candidates should meticulously prepare their portfolio to highlight strategic thinking, problem-solving abilities, and measurable impact, aligning their presentation with Visa's focus on innovation and user experience in the FinTech space.

🛠 Tools & Technology Stack

Primary Tools:

• Figma: Essential for UI design, prototyping, and collaboration. Proficiency is a must.
• Prototyping Tools: While Figma is primary, familiarity with other tools like InVision, Axure RP, or Adobe XD may be beneficial.
• User Research Platforms: Tools for conducting user interviews, surveys, and usability testing (e.g., UserTesting.com, Lookback, Maze, SurveyMonkey).

Analytics & Reporting:

• Analytics Tools: Familiarity with web and mobile analytics platforms (e.g., Google Analytics, Adobe Analytics, Mixpanel) to understand user behavior and measure design impact.
• Data Visualization: Tools like Tableau or Power BI might be used by product teams, so understanding how designs translate into data is helpful.

CRM & Automation:

• CRM: While not a primary design tool, understanding CRM systems (like Salesforce) can provide context for sales and customer data that might influence product design decisions.
• Project Management: Tools like Jira, Asana, or Trello are commonly used for managing design tasks and collaborating with development teams.

📝 Enhancement Note: Proficiency in Figma is non-negotiable for this role. A strong understanding of user research and analytics tools will equip candidates to make data-informed design decisions and demonstrate the impact of their work, which is crucial for a Senior Designer.

👥 Team Culture & Values

Operations Values:

• User-Centricity: A deep commitment to understanding and serving the needs of Visa's users, ensuring products are intuitive, reliable, and valuable.
• Innovation: Driving forward new solutions and technologies in the payments space, embracing a forward-thinking mindset.
• Collaboration: Working effectively across diverse teams and disciplines to achieve shared goals and deliver high-quality products.
• Excellence: Striving for the highest standards in design execution, user experience, and product performance.
• Integrity: Upholding the trust placed in Visa by consumers and businesses through secure and reliable services.

Collaboration Style:

• Cross-functional Integration: Designers are expected to work closely with product managers, engineers, researchers, and potentially legal/compliance teams to ensure all aspects of the product are considered.
• Feedback-Driven: An environment where constructive feedback is regularly exchanged, and designs are iterated upon based on input from various stakeholders.
• Knowledge Sharing: Encouragement of sharing best practices, design patterns, and insights across the design team and wider organization.
• Agile Partnership: Close working relationships with development teams to ensure designs are feasible and implemented accurately within agile workflows.

📝 Enhancement Note: Visa's culture likely emphasizes professionalism, a strong work ethic, and a collaborative approach to problem-solving, particularly within the FinTech sector where trust and reliability are paramount. A candidate should demonstrate an ability to integrate into a structured, yet innovative, team environment.

⚡ Challenges & Growth Opportunities

Challenges:

• Balancing User Needs with Business Requirements: Effectively translating user desires into designs that also meet Visa's strategic and commercial objectives.
• Navigating a Complex Regulatory Environment: Designing within the constraints and requirements of the financial services industry and open banking regulations.
• Maintaining Consistency Across a Global Platform: Ensuring a cohesive and scalable user experience across diverse markets and product integrations.
• Rapid Technological Evolution: Staying abreast of advancements in FinTech, AI, and design methodologies to ensure Visa's offerings remain competitive.
• Cross-Cultural Design Considerations: Adapting designs to meet the diverse needs and expectations of a global user base.

Learning & Development Opportunities:

• FinTech Specialization: Deepening expertise in the rapidly evolving Open Banking and payments technology landscape.
• Design System Mastery: Contributing to and leveraging a large-scale, enterprise-level design system.
• Leadership Skills: Developing mentorship and team leadership capabilities.
• Industry Conferences & Workshops: Access to events and training focused on UX, FinTech, and product design.
• Cross-Disciplinary Exposure: Learning from experts in product management, engineering, data science, and marketing within Visa.

📝 Enhancement Note: The challenges in this role are typical of senior positions in innovative tech companies, requiring adaptability and strategic thinking. The growth opportunities are substantial, offering a path to leadership and deep specialization within a critical industry.

💡 Interview Preparation

Strategy Questions:

• Design Process: "Walk me through your process for designing a new feature from start to finish. How do you incorporate user research and feedback?"
• Problem Solving: "Describe a complex design problem you encountered and how you approached solving it. What were the trade-offs you considered?"
• Collaboration: "How do you collaborate with product managers and engineers to ensure successful design implementation? Give an example of a time you had to influence a stakeholder."
• Design Systems: "What is your experience with design systems? How do you contribute to or leverage them to ensure consistency and scalability?"
• UX Writing: "How do you approach crafting interface copy? What are your principles for clear and concise UX writing?"
• Impact Measurement: "How do you measure the success of your designs? Can you provide an example of a design that had a measurable positive impact?"

Company & Culture Questions:

• "What interests you about Visa and the Open Banking space?"
• "How do you stay updated on trends in FinTech and UX design?"
• "Describe your ideal team environment and how you contribute to a positive team culture."
• "How do you handle constructive criticism or conflicting feedback from stakeholders?"

Portfolio Presentation Strategy:

• Structure: Organize your presentation logically, typically following a case study format: Problem -> Your Role -> Process -> Solution -> Outcome.
• Conciseness: Be mindful of time. Focus on the most impactful aspects of each case study.
• Visuals: Ensure your visuals are clear, high-resolution, and effectively communicate your design thinking.
• Narrative: Tell a story that highlights your problem-solving skills, design rationale, and the impact of your work.
• Engagement: Be prepared to answer questions and engage in a discussion about your work. Show enthusiasm and passion for design.
• Metrics: Clearly articulate any quantifiable results or impact your designs have achieved.

📝 Enhancement Note: Candidates should prepare to articulate their design philosophy, problem-solving approach, and collaborative style, using their portfolio as evidence. Demonstrating an understanding of Visa's business context and the FinTech landscape will be crucial.

📌 Application Steps

To apply for this Senior Product Designer position:

• Submit your application through the provided link on the Visa careers portal.
• Portfolio Preparation: Curate your portfolio to prominently feature 3-5 robust case studies that showcase your end-to-end design process, problem-solving skills, and measurable impact. Ensure your portfolio is easily accessible (e.g., via a link to your personal website or a shared platform).
• Resume Optimization: Tailor your resume to highlight your 8+ years of relevant experience, specific skills in UX/UI design, user research, prototyping, and proficiency in Figma. Use action verbs and quantify achievements where possible.
• Interview Practice: Prepare to articulate your design thinking, articulate your process clearly, and present your portfolio confidently. Practice answering common UX interview questions and be ready for potential design exercises.
• Company Research: Thoroughly research Visa's Open Banking initiatives, its products, and its overall mission. Understand the company culture and values to articulate why you are a strong fit for the organization.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.