Senior Fintech Partnerships Product Strategy Associate - Global Banking

JPMorgan Chase
Full_timeβ€’San Francisco, United States

πŸ“ Job Overview

Job Title: Senior Fintech Partnerships Product Strategy Associate - Global Banking Company: JPMorgan Chase Location: San Francisco, California, United States Job Type: Full time Category: Revenue Operations / Strategic Partnerships Date Posted: October 08, 2025 Experience Level: Mid-Senior Level (2-5 years) Remote Status: On-site

πŸš€ Role Summary

  • Drive strategic fintech partnerships from identification and evaluation through execution, aligning with the bank's overarching growth objectives and enhancing service offerings.
  • Conduct in-depth market research and competitive analysis to identify emerging fintech trends, opportunities, and potential strategic partners.
  • Foster seamless integration and successful outcomes by collaborating with cross-functional teams including product, technology, legal, and business development.
  • Develop and nurture robust relationships with internal and external stakeholders to ensure strategic alignment and drive mutual success in partnership initiatives.
  • Support the negotiation and structuring of partnership agreements, ensuring strict adherence to the bank's strategic goals and regulatory compliance requirements.

πŸ“ Enhancement Note: This role is positioned within the Global Banking division, indicating a focus on B2B financial services partnerships rather than direct-to-consumer fintech solutions. The emphasis on "Product Strategy Associate" suggests a blend of business development acumen with a strategic product-centric approach to partnership evaluation and integration.

πŸ“ˆ Primary Responsibilities

  • Lead the end-to-end lifecycle of strategic fintech partnerships, from initial sourcing and due diligence to negotiation, contracting, and commercialization.
  • Perform rigorous market analysis, including trend identification, competitive landscaping, and opportunity assessment within the dynamic fintech ecosystem.
  • Develop comprehensive business cases, including financial modeling and buy-vs-build analysis, to support strategic partnership decisions and resource allocation.
  • Facilitate and manage cross-functional collaboration, ensuring alignment between partnership objectives and the capabilities of product, technology, legal, compliance, and business units.
  • Cultivate and maintain strong, productive relationships with key internal stakeholders and external fintech partners to drive strategic alignment and achieve partnership goals.
  • Support the negotiation and finalization of partnership agreements, ensuring they meet the bank's strategic, commercial, and legal requirements.
  • Monitor and report on the performance of active partnerships, identifying key performance indicators (KPIs), analyzing results, and providing actionable recommendations for optimization and continuous improvement.
  • Leverage creative thinking and strong storytelling skills to present complex information and strategic proposals effectively using tools like PowerPoint and Excel.

πŸ“ Enhancement Note: The responsibilities highlight a need for both strategic vision and tactical execution. The emphasis on "buy vs build" and financial modeling suggests a quantitative approach to partnership evaluation, common in corporate strategy and business development roles within large financial institutions.

πŸŽ“ Skills & Qualifications

Education:

  • Bachelor's degree in Finance, Business, Economics, or a related field is required.
  • An MBA or an advanced degree in a relevant discipline is strongly preferred.

Experience:

  • Minimum of 3+ years of progressive experience within the Financial Services industry.
  • Minimum of 2+ years of direct experience in fintech, product management, corporate strategy, consulting, or a closely related strategic function.
  • Demonstrated experience in business case development, rigorous data analysis, and sophisticated financial modeling to support strategic decision-making, particularly in evaluating partnership opportunities versus in-house development.
  • Proven ability to understand and articulate the broader fintech landscape, including emerging technologies, evolving market trends, and competitive dynamics.

Required Skills:

  • Business Development & Partnership Management: Proven track record in identifying, evaluating, and executing strategic partnerships.
  • Market Research & Analysis: Ability to conduct thorough market analysis, identify trends, and assess competitive landscapes within the fintech sector.
  • Financial Modeling & Business Case Development: Proficiency in building robust financial models and compelling business cases to support strategic initiatives.
  • Strategic Thinking & Problem-Solving: Excellent analytical, problem-solving, and decision-making skills with a strategic orientation.
  • Communication & Influence: Strong written and verbal communication skills, with a demonstrated ability to influence and collaborate effectively across all organizational levels.
  • Cross-Functional Collaboration: Experience working effectively with diverse teams, including product, technology, legal, and business units.
  • Fintech Acumen: A solid understanding of the fintech ecosystem, key players, emerging technologies, and market dynamics.
  • Presentation & Storytelling: Creative thinking with strong storytelling capabilities, proficient in developing clear and impactful presentations using PowerPoint, Shorthand, and Excel.

Preferred Skills:

  • Corporate Development Experience: Direct experience in corporate development, strategic alliances, or M&A within the fintech or financial services space.
  • Business Development Lifecycle Expertise: Comprehensive understanding of the business development lifecycle, from sourcing and initial engagement through contracting and commercialization.
  • Stakeholder Engagement: Ability to effectively engage with external fintech companies, ecosystem participants, and internal commercial clients, understanding their evolving needs.
  • Negotiation Skills: Experience in supporting the negotiation and structuring of complex partnership agreements.

πŸ“ Enhancement Note: The "2-5 years" experience range, combined with the requirement for a Bachelor's degree and preference for an MBA, positions this role as a mid-to-senior associate level, bridging strategic analysis with execution. The emphasis on presentation and storytelling skills suggests a need to translate complex financial and technical concepts into clear narratives for various stakeholders.

πŸ“Š Process & Systems Portfolio Requirements

Portfolio Essentials:

  • Strategic Partnership Case Studies: Demonstrations of successfully identified, evaluated, and/or executed strategic partnerships, highlighting the strategic rationale, due diligence process, and outcomes.
  • Business Case & Financial Modeling Examples: Tangible examples of business cases developed, including financial models, ROI analyses, and buy-vs-build assessments for strategic initiatives.
  • Market Analysis Reports: Samples of market research or competitive analysis reports produced, showcasing an understanding of industry trends and strategic implications.
  • Cross-Functional Project Contributions: Evidence of contributions to complex projects involving collaboration with product, technology, and legal teams, demonstrating an ability to navigate organizational structures.

Process Documentation:

  • Candidates should be prepared to discuss their experience in defining and documenting processes for partnership evaluation, integration, and performance management.
  • This includes outlining methodologies for stakeholder alignment, risk assessment, and ensuring compliance within partnership frameworks.
  • The ability to articulate how processes were optimized for efficiency and effectiveness in previous roles will be crucial.

πŸ“ Enhancement Note: While not explicitly stated, for a role emphasizing "Product Strategy" and "Partnerships," a portfolio showcasing the ability to connect strategic vision with tangible business outcomes is essential. This includes demonstrating how partnerships were integrated into product roadmaps and contributed to business objectives.

πŸ’΅ Compensation & Benefits

Salary Range:

  • Estimated Range: $110,000 - $160,000 annually.
  • Explanation: This estimate is based on industry benchmarks for Senior Associate roles in Financial Services and Fintech Partnerships Strategy in high-cost-of-living areas like San Francisco, considering the extensive experience required (3+ years in Financial Services, 2+ years in Fintech/Strategy). JPMorgan Chase is a leading financial institution, and compensation typically reflects a combination of base salary, potential annual bonus, and long-term incentives. Specific compensation will vary based on the candidate's experience, qualifications, and performance during the interview process.

Benefits:

  • Comprehensive Health, Dental, and Vision Insurance.
  • Generous Paid Time Off (PTO) and Sick Leave policies.
  • 401(k) Retirement Plan with company match.
  • Employee Stock Purchase Plan (ESPP).
  • Life Insurance and Disability Coverage.
  • Professional Development Opportunities, including training, certifications, and tuition reimbursement.
  • Employee Assistance Program (EAP) for well-being support.
  • Potential for performance-based bonuses and other incentive programs.

Working Hours:

  • Standard full-time commitment, typically around 40 hours per week.
  • The dynamic nature of fintech partnerships and global banking may require occasional flexibility to accommodate international calls or urgent project needs.

πŸ“ Enhancement Note: Salary ranges for comparable roles in San Francisco, especially within major financial institutions like JPMorgan Chase, often fall within this bracket. The inclusion of a bonus structure is standard for this level of responsibility in the financial sector.

🎯 Team & Company Context

🏒 Company Culture

Industry: Financial Services, Banking, Fintech Company Size: 250,000+ employees globally. JPMorgan Chase is one of the world's largest and most influential financial institutions, operating across investment banking, commercial banking, asset management, and consumer banking.

Founded: 2000 (through merger of Chase Manhattan Corporation and J.P. Morgan & Co.). The company has a long, rich history in financial services, evolving through numerous mergers and acquisitions to become a global leader.

Team Structure:

  • Operations Focus: This role sits within the Global Banking division, specifically focusing on Fintech Partnerships within its Product Strategy function. It implies a matrixed reporting structure, collaborating closely with product managers, business development teams, technology architects, legal counsel, and compliance officers.
  • Collaboration: Expectation of close partnership with relationship managers and client-facing teams to understand client needs and market opportunities.
  • Strategic Alignment: The team's primary objective is to identify and operationalize strategic initiatives that drive innovation, enhance client value, and contribute to the bank's competitive advantage in the rapidly evolving fintech landscape.

Methodology:

  • Data-Driven Decision Making: Emphasis on rigorous analysis, financial modeling, and data-informed insights to evaluate partnership opportunities and measure their impact.
  • Strategic Planning & Execution: A structured approach to identifying strategic priorities, developing actionable plans, and overseeing their implementation.
  • Innovation & Adaptability: A culture that encourages exploring emerging technologies and adapting to market shifts, particularly within the fintech space.

Company Website: https://www.jpmorganchase.com/

πŸ“ Enhancement Note: JPMorgan Chase's immense scale means operations roles often involve navigating complex internal structures and processes. Success in this role will depend on the ability to influence across departments and manage stakeholders effectively within a large, established organization.

πŸ“ˆ Career & Growth Analysis

Operations Career Level: Senior Associate - This role is designed for individuals with a solid foundation in financial services and a specialized understanding of fintech and strategic partnerships. It represents a step beyond entry-level strategy or analyst roles, requiring independent contribution and project leadership.

Reporting Structure: Likely reports to a Director or Executive Director within the Global Banking Product Strategy or Fintech Partnerships team. The role will involve close collaboration with various senior leaders across different business units, technology, and legal departments.

Operations Impact: This role has a direct impact on the bank's ability to innovate and remain competitive by leveraging external fintech solutions. Successful partnerships can lead to new revenue streams, enhanced customer experiences, improved operational efficiencies, and the development of next-generation financial products and services.

Growth Opportunities:

  • Specialization: Deepen expertise in specific fintech verticals (e.g., payments, lending, wealthtech, regtech) or partnership models.
  • Leadership: Progress to management roles overseeing partnership strategy, business development, or product integration for specific fintech areas.
  • Cross-Functional Mobility: Opportunities to move into broader product management, corporate strategy, or business development roles within JPMorgan Chase.
  • Industry Exposure: Gain extensive experience working with a wide array of cutting-edge fintech companies, fostering a strong network within the industry.

πŸ“ Enhancement Note: The "Product Strategy Associate" title implies a focus on the strategic planning and evaluation phase of partnerships, with potential for growth into roles that manage the full partnership lifecycle or lead larger strategic initiatives.

🌐 Work Environment

Office Type: Large Corporate Office. JPMorgan Chase operates modern, professional office spaces designed to support collaboration and productivity. Office Location(s): San Francisco, CA. This location offers a vibrant ecosystem for fintech innovation and access to a broad talent pool.

Workspace Context:

  • Collaborative Spaces: The office environment likely includes a mix of open-plan desks, private offices, meeting rooms, and breakout areas to facilitate teamwork and focused work.
  • Technology Infrastructure: Access to robust IT infrastructure, including high-speed internet, advanced communication tools, and secure network access, essential for financial services operations.
  • Team Interaction: Opportunities for regular interaction with colleagues, mentors, and senior leaders, fostering a culture of learning and knowledge sharing.

Work Schedule: Primarily on-site, reflecting the banking industry's emphasis on security, collaboration, and client engagement. While some flexibility might exist, the expectation is for consistent presence in the office to facilitate team cohesion and direct interaction.

πŸ“ Enhancement Note: As an on-site role in a major financial institution, the work environment will be highly professional, with strict adherence to security protocols and corporate standards.

πŸ“„ Application & Portfolio Review Process

Interview Process:

  • Initial Screening: A recruiter or hiring manager will review applications and conduct an initial phone screen to assess basic qualifications and cultural fit.
  • Hiring Manager Interview: A more in-depth discussion with the hiring manager focusing on experience, strategic thinking, and understanding of the fintech space.
  • Panel/Team Interviews: Interviews with cross-functional team members (e.g., Product, Technology, Legal) to evaluate collaboration skills, problem-solving abilities, and specific domain knowledge. Case studies or scenario-based questions are common.
  • Presentation/Case Study: Candidates may be asked to prepare and present an analysis of a potential fintech partnership or a strategic recommendation, demonstrating their analytical rigor, strategic thinking, and presentation skills.
  • Final Round: Potentially with senior leadership to assess strategic vision and overall fit for the organization.

Portfolio Review Tips:

  • Quantify Impact: For each project or partnership highlighted, clearly articulate the quantifiable business impact (e.g., revenue generated, cost savings, efficiency gains).
  • Showcase Strategic Rationale: Clearly explain the "why" behind each initiative – how it aligned with business objectives and addressed market opportunities.
  • Detail Process & Collaboration: Illustrate your role in defining processes, managing cross-functional teams, and navigating complex organizational dynamics.
  • Highlight Fintech Relevance: Ensure your portfolio specifically showcases experience and understanding of the fintech landscape and its application to banking.
  • Conciseness & Clarity: Organize your portfolio logically and present information clearly and concisely. Tailor it to highlight skills and experiences most relevant to this specific role.

Challenge Preparation:

  • Fintech Trends Analysis: Be prepared to discuss current and emerging trends in fintech and their implications for global banking.
  • Partnership Evaluation Framework: Develop a framework for evaluating potential fintech partners, covering commercial viability, technical integration, regulatory compliance, and strategic fit.
  • Business Case Scenarios: Practice constructing a business case for a hypothetical fintech partnership, including market assessment, financial projections, and risk mitigation strategies.
  • Stakeholder Management Scenarios: Prepare to discuss how you would manage conflicting priorities or gain buy-in from diverse stakeholder groups.

πŸ“ Enhancement Note: Given the "Product Strategy Associate" title, expect interview questions to probe your ability to connect market needs with product development and partnership opportunities, rather than solely focusing on business development or sales metrics.

πŸ›  Tools & Technology Stack

Primary Tools:

  • Microsoft PowerPoint: Essential for creating compelling presentations, strategic proposals, and storytelling.
  • Microsoft Excel: Critical for financial modeling, data analysis, business case development, and performance tracking.
  • Shorthand: Mentioned specifically, likely an internal JPMorgan Chase tool for document creation or reporting, indicating a need for adaptability to proprietary systems.
  • Collaboration Platforms: Likely internal tools similar to Microsoft Teams or Slack for day-to-day communication and project management.

Analytics & Reporting:

  • Business Intelligence Tools: Familiarity with BI tools (e.g., Tableau, Power BI, or internal JPMorgan Chase equivalents) for data analysis and creating dashboards to monitor partnership performance and market trends.
  • Financial Analysis Software: Proficiency in tools used for financial forecasting and modeling.

CRM & Automation:

  • CRM Systems (e.g., Salesforce, internal systems): While not the primary focus, understanding how partnerships integrate with CRM data for client insights is beneficial.
  • Project Management Tools: Experience with tools like Asana, Jira, or internal equivalents to manage project timelines and workflows.

πŸ“ Enhancement Note: The explicit mention of "Shorthand" suggests candidates should be prepared to learn and adapt to the company's specific internal software suites, a common requirement in large, established organizations.

πŸ‘₯ Team Culture & Values

Operations Values:

  • Integrity: Upholding the highest ethical standards in all dealings, especially critical in financial services and partnerships.
  • Client Focus: Prioritizing the needs of commercial clients and ensuring partnerships deliver tangible value.
  • Innovation: Encouraging new ideas and approaches to leverage fintech for competitive advantage.
  • Excellence: Striving for high performance, accuracy, and impactful outcomes in all strategic initiatives.
  • Collaboration: Fostering a team-oriented environment where diverse perspectives are valued and integrated to achieve common goals.

Collaboration Style:

  • Cross-Functional Integration: The role necessitates seamless collaboration with various departments, requiring strong communication and relationship-building skills to bridge gaps between business, technology, legal, and product teams.
  • Strategic Alignment Sessions: Regular meetings and working groups to ensure all stakeholders are aligned on partnership objectives, execution plans, and performance metrics.
  • Knowledge Sharing: A culture that encourages sharing insights, best practices, and lessons learned from both internal projects and external market engagements.

πŸ“ Enhancement Note: JPMorgan Chase, as a global financial leader, emphasizes a culture of trust, accountability, and professional rigor. Success hinges on aligning with these core values and demonstrating a proactive, collaborative approach.

⚑ Challenges & Growth Opportunities

Challenges:

  • Navigating a Large Organization: Integrating fintech partnerships within a massive, established financial institution requires understanding complex internal structures, approval processes, and risk management frameworks.
  • Rapidly Evolving Fintech Landscape: Staying abreast of constant technological advancements and market shifts in the fintech sector to identify relevant and viable partnership opportunities.
  • Balancing Innovation with Regulation: Ensuring that all partnerships adhere to stringent financial regulations and compliance requirements while still fostering innovation.
  • Measuring ROI of Partnerships: Developing robust methodologies to accurately measure the return on investment and strategic impact of fintech partnerships, which can sometimes be long-term or indirect.

Learning & Development Opportunities:

  • Fintech Specialization: Opportunities to gain deep expertise in specific fintech domains and their application within a global banking context.
  • Strategic Partnership Acumen: Developing advanced skills in partnership negotiation, deal structuring, and lifecycle management.
  • Executive Presence & Communication: Enhancing skills in presenting to senior leadership and influencing strategic decisions.
  • Industry Exposure: Gaining unparalleled exposure to a wide range of innovative fintech companies and the broader financial services ecosystem.

πŸ“ Enhancement Note: Challenges in this role often stem from the intersection of a fast-paced, innovative industry (fintech) with a highly regulated, large-scale environment (global banking).

πŸ’‘ Interview Preparation

Strategy Questions:

  • "Describe how you would evaluate a potential fintech partnership for a global bank. What key criteria would you assess, and what is your process for developing a business case?" (Focus on your analytical framework, financial modeling skills, and strategic rationale.)
  • "Walk us through a time you had to collaborate with technology, legal, and business teams on a strategic initiative. How did you ensure alignment and overcome potential roadblocks?" (Highlight your communication, stakeholder management, and problem-solving skills.)
  • "Imagine a new payment technology emerges that could disrupt our current offerings. How would you assess its potential, and what would be your recommendation for our bank?" (Demonstrate your market analysis capabilities, strategic thinking, and ability to articulate a clear recommendation.)

Company & Culture Questions:

  • "Why are you interested in fintech partnerships at JPMorgan Chase specifically?" (Research the company's recent fintech initiatives, strategic goals, and culture.)
  • "How do you stay informed about emerging fintech trends and competitive developments?" (Showcase your proactive learning and industry awareness.)
  • "Describe a situation where you had to influence stakeholders with differing opinions. How did you approach it?" (Prepare to discuss your negotiation and consensus-building skills.)

Portfolio Presentation Strategy:

  • Structure: Begin with a high-level overview of the partnership's strategic objective, followed by your specific role, the process you followed, the challenges encountered, your solutions, and the ultimate business impact.
  • Quantify Everything: Use data and metrics to demonstrate success. If exact numbers are sensitive, use percentages or relative improvements.
  • Focus on Strategic Alignment: Clearly link your partnership work to broader business goals and product strategy.
  • Highlight Collaboration: Emphasize how you worked with other teams and managed stakeholder expectations.
  • Conciseness: Aim for a clear, impactful presentation that respects the interviewer's time. Be prepared for follow-up questions.

πŸ“ Enhancement Note: Expect questions that blend strategic thinking with practical execution. The ability to articulate a clear, data-driven rationale for partnerships, and how to integrate them into product strategy, will be key.

πŸ“Œ Application Steps

To apply for this operations position:

  • Submit your application: Utilize the provided link to submit your resume and any requested supplementary materials through the Oracle Cloud candidate portal.
  • Tailor your resume: Ensure your resume clearly highlights experience in financial services, fintech, strategic partnerships, business development, product strategy, market analysis, financial modeling, and stakeholder management. Use keywords from the job description.
  • Prepare your portfolio: Curate examples of strategic partnerships, business cases, market analyses, and cross-functional project contributions that best demonstrate your capabilities relevant to this role. Be ready to discuss them in detail.
  • Research JPMorgan Chase: Familiarize yourself with the company's recent fintech initiatives, strategic priorities, and its position in the global banking and fintech landscape. Understand their approach to innovation and partnerships.
  • Practice interview answers: Prepare concise, compelling responses to common interview questions, focusing on STAR method (Situation, Task, Action, Result) for behavioral questions and practicing case study presentations.

⚠️ Important Notice: This enhanced job description includes AI-generated insights and operations industry-standard assumptions. All details should be verified directly with the hiring organization before making application decisions.


Application Requirements

Minimum of 3+ years of experience in Financial Services and 2+ years in fintech or related fields are required. Proficient experience with business case development and understanding of the fintech landscape is essential.